Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$466K, with repayments around HK$20,341/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$466K · loan HK$4.20M · min. income ≈ HK$40,682/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,841 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 89 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 424 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 77%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-07 | HK$4.10M | −20.4% 15.2y · 11.0%/yr |
| 2024-05-21 | HK$5.15M | +243.3% 14.8y · 16.0%/yr |
| 2009-08-27 | HK$1.50M | +0.0% |
| 2000-10-12 | HK$1.50M | −20.6% |
| 1996-11-21 | HK$1.89M | +26.0% |
| 1996-10-17 | HK$1.50M | — |