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Crescira AVM · estimated value Medium confidence
HK$4.59M
≈ HK$13,817 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$459K, with repayments around HK$20,009/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$18,828
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,413
−HK$596/mo
Today · 4.125%
HK$20,009
baseline
▲ 0.50% · 4.625%
HK$21,226
+HK$1,217/mo

Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,018/mo (50% DSR)

Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,217 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
14/F
Flat
A
Saleable Area
332 ft²
Gross Area
460 ft²
Efficiency
72%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2019-12-12 HK$6.00M +130.8%
10.1y
2009-11-26 HK$2.60M +2.8%
2009-07-06 HK$2.53M −9.6%
1998-05-08 HK$2.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Prince Edward
≈ 4 min walk · 264 m
Education
91
schools within 1 km (22 within 500 m)
Daily convenience
80
within 1 km (14 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
86
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Prince Edward Station (a rail station within an 8-min walk earns this label).

Family-friendly — 91 schools within a 1 km walk.

Everyday convenience — 80 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 86 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com