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Crescira AVM · estimated value Medium confidence
HK$3.82M
≈ HK$9,363 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$382K, with repayments around HK$16,663/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$15,680
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,168
−HK$495/mo
Today · 4.125%
HK$16,663
baseline
▲ 0.50% · 4.625%
HK$17,677
+HK$1,014/mo

Deposit HK$382K · loan HK$3.44M · min. income ≈ HK$33,326/mo (50% DSR)

Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
C
Saleable Area
408 ft²
Gross Area
532 ft²
Efficiency
77%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2022-01-21 HK$5.75M +74.2%
9.6y
2012-05-28 HK$3.30M +37.5%
2010-10-12 HK$2.40M +23.7%
2008-06-10 HK$1.94M +37.6%
2007-07-06 HK$1.41M +12.8%
2005-04-22 HK$1.25M +5.9%
2002-04-22 HK$1.18M +12.4%
2002-03-12 HK$1.05M −41.7%
1998-12-08 HK$1.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok
≈ 3 min walk · 210 m
Education
73
schools within 1 km (19 within 500 m)
Daily convenience
100
within 1 km (56 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
91
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mong Kok Station (a rail station within an 8-min walk earns this label).

Family-friendly — 73 schools within a 1 km walk.

Everyday convenience — 100 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 91 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com