At today's rate and a 90% mortgage, the deposit on this unit is about HK$346K, with repayments around HK$15,101/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$346K · loan HK$3.12M · min. income ≈ HK$30,202/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 106 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 95 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- NO. 87
- Saleable Area
- 515 Saleable ft²
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-26 | HK$3.80M | +0.0% 0.4y |
| 2025-10-30 | HK$3.80M | +5.6% 0.4y |
| 2025-05-23 | HK$3.60M | −10.0% 9.9y · −1.0%/yr |
| 2015-07-16 | HK$4.00M | — |