▼ 0.50% · 3.625%
HK$3,602
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,714
−HK$114/mo
Today · 4.125%
HK$3,828
baseline
▲ 0.50% · 4.625%
HK$4,061
+HK$233/mo
Deposit HK$790K · loan HK$790K · min. income ≈ HK$7,656/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,007
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,115
−HK$109/mo
Today · 4.125%
HK$4,224
baseline
▲ 0.50% · 4.625%
HK$4,446
+HK$222/mo
Deposit HK$790K · loan HK$790K · min. income ≈ HK$8,448/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,962
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,085
−HK$126/mo
Today · 4.125%
HK$4,211
baseline
▲ 0.50% · 4.625%
HK$4,467
+HK$256/mo
Deposit HK$711K · loan HK$869K · min. income ≈ HK$8,422/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,408
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,526
−HK$120/mo
Today · 4.125%
HK$4,646
baseline
▲ 0.50% · 4.625%
HK$4,891
+HK$245/mo
Deposit HK$711K · loan HK$869K · min. income ≈ HK$9,292/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,457
−HK$136/mo
Today · 4.125%
HK$4,593
baseline
▲ 0.50% · 4.625%
HK$4,873
+HK$280/mo
Deposit HK$632K · loan HK$948K · min. income ≈ HK$9,186/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,809
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$130/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,336
+HK$268/mo
Deposit HK$632K · loan HK$948K · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,683
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,828
−HK$148/mo
Today · 4.125%
HK$4,976
baseline
▲ 0.50% · 4.625%
HK$5,279
+HK$303/mo
Deposit HK$553K · loan HK$1.03M · min. income ≈ HK$9,952/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,209
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,349
−HK$142/mo
Today · 4.125%
HK$5,491
baseline
▲ 0.50% · 4.625%
HK$5,780
+HK$289/mo
Deposit HK$553K · loan HK$1.03M · min. income ≈ HK$10,982/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,043
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,200
−HK$159/mo
Today · 4.125%
HK$5,359
baseline
▲ 0.50% · 4.625%
HK$5,685
+HK$326/mo
Deposit HK$474K · loan HK$1.11M · min. income ≈ HK$10,718/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,610
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,760
−HK$153/mo
Today · 4.125%
HK$5,913
baseline
▲ 0.50% · 4.625%
HK$6,225
+HK$312/mo
Deposit HK$474K · loan HK$1.11M · min. income ≈ HK$11,826/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,403
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,571
−HK$171/mo
Today · 4.125%
HK$5,742
baseline
▲ 0.50% · 4.625%
HK$6,091
+HK$349/mo
Deposit HK$395K · loan HK$1.18M · min. income ≈ HK$11,484/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,011
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,172
−HK$163/mo
Today · 4.125%
HK$6,335
baseline
▲ 0.50% · 4.625%
HK$6,669
+HK$334/mo
Deposit HK$395K · loan HK$1.18M · min. income ≈ HK$12,670/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,763
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,942
−HK$183/mo
Today · 4.125%
HK$6,125
baseline
▲ 0.50% · 4.625%
HK$6,497
+HK$372/mo
Deposit HK$316K · loan HK$1.26M · min. income ≈ HK$12,250/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,411
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,583
−HK$175/mo
Today · 4.125%
HK$6,758
baseline
▲ 0.50% · 4.625%
HK$7,114
+HK$356/mo
Deposit HK$316K · loan HK$1.26M · min. income ≈ HK$13,516/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,123
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,314
−HK$193/mo
Today · 4.125%
HK$6,507
baseline
▲ 0.50% · 4.625%
HK$6,903
+HK$396/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$13,014/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,812
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,995
−HK$185/mo
Today · 4.125%
HK$7,180
baseline
▲ 0.50% · 4.625%
HK$7,559
+HK$379/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$14,360/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,484
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,685
−HK$205/mo
Today · 4.125%
HK$6,890
baseline
▲ 0.50% · 4.625%
HK$7,309
+HK$419/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,780/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,213
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,406
−HK$197/mo
Today · 4.125%
HK$7,603
baseline
▲ 0.50% · 4.625%
HK$8,003
+HK$400/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,206/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).