▼ 0.50% · 3.625%
HK$4,478
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,618
−HK$141/mo
Today · 4.125%
HK$4,759
baseline
▲ 0.50% · 4.625%
HK$5,049
+HK$290/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$9,518/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,982
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,116
−HK$135/mo
Today · 4.125%
HK$5,251
baseline
▲ 0.50% · 4.625%
HK$5,528
+HK$277/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$10,502/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,926
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$156/mo
Today · 4.125%
HK$5,235
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$319/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$10,470/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,480
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,627
−HK$149/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$305/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,541
−HK$170/mo
Today · 4.125%
HK$5,711
baseline
▲ 0.50% · 4.625%
HK$6,058
+HK$347/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$11,422/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,978
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,139
−HK$162/mo
Today · 4.125%
HK$6,301
baseline
▲ 0.50% · 4.625%
HK$6,634
+HK$333/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$12,602/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,822
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,003
−HK$184/mo
Today · 4.125%
HK$6,187
baseline
▲ 0.50% · 4.625%
HK$6,563
+HK$376/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$12,374/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,477
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,650
−HK$177/mo
Today · 4.125%
HK$6,827
baseline
▲ 0.50% · 4.625%
HK$7,186
+HK$359/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$13,654/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,270
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,465
−HK$198/mo
Today · 4.125%
HK$6,663
baseline
▲ 0.50% · 4.625%
HK$7,068
+HK$405/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$13,326/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,975
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,162
−HK$190/mo
Today · 4.125%
HK$7,352
baseline
▲ 0.50% · 4.625%
HK$7,739
+HK$387/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$14,704/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,717
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,926
−HK$213/mo
Today · 4.125%
HK$7,139
baseline
▲ 0.50% · 4.625%
HK$7,573
+HK$434/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,278/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,473
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,674
−HK$203/mo
Today · 4.125%
HK$7,877
baseline
▲ 0.50% · 4.625%
HK$8,292
+HK$415/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,754/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,165
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,388
−HK$227/mo
Today · 4.125%
HK$7,615
baseline
▲ 0.50% · 4.625%
HK$8,078
+HK$463/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,230/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,971
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,185
−HK$217/mo
Today · 4.125%
HK$8,402
baseline
▲ 0.50% · 4.625%
HK$8,845
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,804/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,613
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,850
−HK$241/mo
Today · 4.125%
HK$8,091
baseline
▲ 0.50% · 4.625%
HK$8,583
+HK$492/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,182/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,470
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,697
−HK$230/mo
Today · 4.125%
HK$8,927
baseline
▲ 0.50% · 4.625%
HK$9,398
+HK$471/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,854/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,061
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,312
−HK$254/mo
Today · 4.125%
HK$8,566
baseline
▲ 0.50% · 4.625%
HK$9,088
+HK$522/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,132/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,968
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,208
−HK$244/mo
Today · 4.125%
HK$9,452
baseline
▲ 0.50% · 4.625%
HK$9,950
+HK$498/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,904/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).