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Crescira AVM · estimated value ● Medium confidence
HK$12.68M
≈ HK$13,308 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.80M, with repayments around HK$43,027/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$40,488
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,747
−HK$1,280/mo
Today · 4.125%
HK$43,027
baseline
▲ 0.50% · 4.625%
HK$45,645
+HK$2,618/mo

Deposit HK$3.80M · loan HK$8.88M · min. income ≈ HK$86,054/mo (50% DSR)

Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$475,605 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
D
Saleable Area
953 ft²
Gross Area
1,300 ft²
Efficiency
73%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2019-05-08 HK$14.20M +146.2%
10.7y
2008-08-28 HK$5.77M +18.2%
2.8y
2005-11-08 HK$4.88M +39.4%
0.8y
2004-12-31 HK$3.50M +17.3%
2004-03-05 HK$2.98M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Jordan
≈ 3 min walk · 171 m
Education
42
schools within 1 km (13 within 500 m)
Daily convenience
83
within 1 km (32 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Jordan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 83 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building