▼ 0.50% · 3.625%
HK$3,668
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,783
−HK$115/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,136
+HK$238/mo
Deposit HK$804K · loan HK$804K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,081
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,191
−HK$111/mo
Today · 4.125%
HK$4,302
baseline
▲ 0.50% · 4.625%
HK$4,528
+HK$226/mo
Deposit HK$804K · loan HK$804K · min. income ≈ HK$8,604/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,035
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,161
−HK$127/mo
Today · 4.125%
HK$4,288
baseline
▲ 0.50% · 4.625%
HK$4,549
+HK$261/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$8,576/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,610
−HK$122/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$4,981
+HK$249/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,402
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,539
−HK$139/mo
Today · 4.125%
HK$4,678
baseline
▲ 0.50% · 4.625%
HK$4,963
+HK$285/mo
Deposit HK$644K · loan HK$965K · min. income ≈ HK$9,356/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,897
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,029
−HK$133/mo
Today · 4.125%
HK$5,162
baseline
▲ 0.50% · 4.625%
HK$5,434
+HK$272/mo
Deposit HK$644K · loan HK$965K · min. income ≈ HK$10,324/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,769
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,917
−HK$151/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,376
+HK$308/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,305
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,448
−HK$144/mo
Today · 4.125%
HK$5,592
baseline
▲ 0.50% · 4.625%
HK$5,887
+HK$295/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$11,184/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,136
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,296
−HK$162/mo
Today · 4.125%
HK$5,458
baseline
▲ 0.50% · 4.625%
HK$5,790
+HK$332/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$10,916/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,714
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,867
−HK$155/mo
Today · 4.125%
HK$6,022
baseline
▲ 0.50% · 4.625%
HK$6,340
+HK$318/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$12,044/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,503
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,674
−HK$174/mo
Today · 4.125%
HK$5,848
baseline
▲ 0.50% · 4.625%
HK$6,204
+HK$356/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$11,696/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,122
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,286
−HK$166/mo
Today · 4.125%
HK$6,452
baseline
▲ 0.50% · 4.625%
HK$6,793
+HK$341/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$12,904/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,870
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,052
−HK$186/mo
Today · 4.125%
HK$6,238
baseline
▲ 0.50% · 4.625%
HK$6,617
+HK$379/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,476/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,530
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,705
−HK$178/mo
Today · 4.125%
HK$6,883
baseline
▲ 0.50% · 4.625%
HK$7,245
+HK$362/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,766/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,236
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,430
−HK$197/mo
Today · 4.125%
HK$6,627
baseline
▲ 0.50% · 4.625%
HK$7,031
+HK$404/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$13,254/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,938
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,124
−HK$189/mo
Today · 4.125%
HK$7,313
baseline
▲ 0.50% · 4.625%
HK$7,698
+HK$385/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$14,626/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,603
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,809
−HK$208/mo
Today · 4.125%
HK$7,017
baseline
▲ 0.50% · 4.625%
HK$7,444
+HK$427/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,034/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,346
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,543
−HK$200/mo
Today · 4.125%
HK$7,743
baseline
▲ 0.50% · 4.625%
HK$8,151
+HK$408/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,486/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).