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At today's rate and a 90% mortgage, the deposit on this unit is about HK$352K, with repayments around HK$15,368/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$352K · loan HK$3.17M · min. income ≈ HK$30,736/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 98 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 95 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 508 Saleable ft²
- Gross Area
- 677 ft²
- Efficiency
- 75%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-01-30 | HK$4.90M | +8.9% 5.1y · 2.0%/yr |
| 2019-01-02 | HK$4.50M | +21.6% 3.0y · 7.0%/yr |
| 2015-12-10 | HK$3.70M | +178.2% 5.4y · 6.0%/yr |
| 2007-03-06 | HK$1.33M | — |