Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$3.44M
≈ HK$6,766 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$344K, with repayments around HK$14,992/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$14,108
−HK$884/mo
▼ 0.25% · 3.875%
HK$14,546
−HK$446/mo
Today · 4.125%
HK$14,992
baseline
▲ 0.50% · 4.625%
HK$15,905
+HK$913/mo

Deposit HK$344K · loan HK$3.09M · min. income ≈ HK$29,984/mo (50% DSR)

Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
A
Saleable Area
508 ft²
Gross Area
677 ft²
Efficiency
75%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2024-01-30 HK$4.90M +8.9%
5.1y
2019-01-02 HK$4.50M +21.6%
3.0y
2015-12-10 HK$3.70M +33.1%
5.4y
2010-08-06 HK$2.78M +104.4%
1.5y
2009-02-09 HK$1.36M +2.6%
1.9y
2007-03-06 HK$1.32M +35.2%
2.5y
2004-10-08 HK$980K +15.3%
2.9y
2001-11-14 HK$850K +37.1%
0.2y
2001-07-11 HK$620K —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 3 min walk · 212 m
Education
71
schools within 1 km (17 within 500 m)
Daily convenience
99
within 1 km (40 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
95
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mong Kok East Station (a rail station within an 8-min walk earns this label).

Family-friendly — 71 schools within a 1 km walk.

Everyday convenience — 99 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 95 parks, libraries and sports venues nearby.

Location

Other appraised units in this building