▼ 0.50% · 3.625%
HK$3,645
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,759
−HK$115/mo
Today · 4.125%
HK$3,874
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$236/mo
Deposit HK$799K · loan HK$799K · min. income ≈ HK$7,748/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,055
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$111/mo
Today · 4.125%
HK$4,275
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$225/mo
Deposit HK$799K · loan HK$799K · min. income ≈ HK$8,550/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,010
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,135
−HK$126/mo
Today · 4.125%
HK$4,261
baseline
▲ 0.50% · 4.625%
HK$4,521
+HK$260/mo
Deposit HK$719K · loan HK$879K · min. income ≈ HK$8,522/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,461
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,581
−HK$121/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,950
+HK$248/mo
Deposit HK$719K · loan HK$879K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,374
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$138/mo
Today · 4.125%
HK$4,649
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$283/mo
Deposit HK$639K · loan HK$959K · min. income ≈ HK$9,298/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,997
−HK$132/mo
Today · 4.125%
HK$5,129
baseline
▲ 0.50% · 4.625%
HK$5,400
+HK$271/mo
Deposit HK$639K · loan HK$959K · min. income ≈ HK$10,258/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,739
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$150/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,343
+HK$307/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$144/mo
Today · 4.125%
HK$5,557
baseline
▲ 0.50% · 4.625%
HK$5,850
+HK$293/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$11,114/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,262
−HK$162/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,754
+HK$330/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,678
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,830
−HK$154/mo
Today · 4.125%
HK$5,984
baseline
▲ 0.50% · 4.625%
HK$6,300
+HK$316/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$11,968/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,638
−HK$173/mo
Today · 4.125%
HK$5,811
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$354/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$11,622/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,083
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,246
−HK$166/mo
Today · 4.125%
HK$6,412
baseline
▲ 0.50% · 4.625%
HK$6,750
+HK$338/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$12,824/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,833
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,014
−HK$184/mo
Today · 4.125%
HK$6,198
baseline
▲ 0.50% · 4.625%
HK$6,575
+HK$377/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,396/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,489
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,663
−HK$176/mo
Today · 4.125%
HK$6,839
baseline
▲ 0.50% · 4.625%
HK$7,200
+HK$361/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,678/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,197
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,390
−HK$196/mo
Today · 4.125%
HK$6,586
baseline
▲ 0.50% · 4.625%
HK$6,986
+HK$400/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,172/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,894
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,079
−HK$188/mo
Today · 4.125%
HK$7,267
baseline
▲ 0.50% · 4.625%
HK$7,650
+HK$383/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,534/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,562
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,766
−HK$207/mo
Today · 4.125%
HK$6,973
baseline
▲ 0.50% · 4.625%
HK$7,397
+HK$424/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,946/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,300
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,496
−HK$198/mo
Today · 4.125%
HK$7,694
baseline
▲ 0.50% · 4.625%
HK$8,100
+HK$406/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,388/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).