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At today's rate and a 90% mortgage, the deposit on this unit is about HK$356K, with repayments around HK$15,516/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$356K · loan HK$3.20M · min. income ≈ HK$31,032/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 86 schools within a 1 km walk.
Everyday convenience — 82 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- D
- Saleable Area
- 292 Saleable ft²
- Gross Area
- 435 ft²
- Efficiency
- 67%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-08 | HK$5.15M | +39.2% 4.9y · 8.0%/yr |
| 2016-09-14 | HK$3.70M | +374.4% 12.5y · 30.0%/yr |
| 2004-03-05 | HK$780K | −40.0% |
| 1998-12-15 | HK$1.30M | −21.7% |
| 1996-05-31 | HK$1.66M | +21.2% |
| 1995-08-30 | HK$1.37M | — |