▼ 0.50% · 3.625%
HK$3,712
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,827
−HK$117/mo
Today · 4.125%
HK$3,944
baseline
▲ 0.50% · 4.625%
HK$4,184
+HK$240/mo
Deposit HK$814K · loan HK$814K · min. income ≈ HK$7,888/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,129
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,240
−HK$112/mo
Today · 4.125%
HK$4,352
baseline
▲ 0.50% · 4.625%
HK$4,582
+HK$230/mo
Deposit HK$814K · loan HK$814K · min. income ≈ HK$8,704/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,083
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$129/mo
Today · 4.125%
HK$4,339
baseline
▲ 0.50% · 4.625%
HK$4,603
+HK$264/mo
Deposit HK$732K · loan HK$895K · min. income ≈ HK$8,678/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,542
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,664
−HK$123/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,040
+HK$253/mo
Deposit HK$732K · loan HK$895K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,454
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,592
−HK$141/mo
Today · 4.125%
HK$4,733
baseline
▲ 0.50% · 4.625%
HK$5,021
+HK$288/mo
Deposit HK$651K · loan HK$977K · min. income ≈ HK$9,466/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,955
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,088
−HK$135/mo
Today · 4.125%
HK$5,223
baseline
▲ 0.50% · 4.625%
HK$5,498
+HK$275/mo
Deposit HK$651K · loan HK$977K · min. income ≈ HK$10,446/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,825
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,975
−HK$153/mo
Today · 4.125%
HK$5,128
baseline
▲ 0.50% · 4.625%
HK$5,440
+HK$312/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$10,256/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,368
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,512
−HK$146/mo
Today · 4.125%
HK$5,658
baseline
▲ 0.50% · 4.625%
HK$5,956
+HK$298/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$11,316/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,196
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,358
−HK$164/mo
Today · 4.125%
HK$5,522
baseline
▲ 0.50% · 4.625%
HK$5,858
+HK$336/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$11,044/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,781
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,936
−HK$157/mo
Today · 4.125%
HK$6,093
baseline
▲ 0.50% · 4.625%
HK$6,414
+HK$321/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$12,186/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,567
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,740
−HK$176/mo
Today · 4.125%
HK$5,916
baseline
▲ 0.50% · 4.625%
HK$6,276
+HK$360/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$11,832/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,194
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,360
−HK$168/mo
Today · 4.125%
HK$6,528
baseline
▲ 0.50% · 4.625%
HK$6,872
+HK$344/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$13,056/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,938
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,123
−HK$188/mo
Today · 4.125%
HK$6,311
baseline
▲ 0.50% · 4.625%
HK$6,695
+HK$384/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$12,622/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,606
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,784
−HK$179/mo
Today · 4.125%
HK$6,963
baseline
▲ 0.50% · 4.625%
HK$7,330
+HK$367/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$13,926/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,310
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,506
−HK$199/mo
Today · 4.125%
HK$6,705
baseline
▲ 0.50% · 4.625%
HK$7,113
+HK$408/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,410/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,019
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,208
−HK$191/mo
Today · 4.125%
HK$7,399
baseline
▲ 0.50% · 4.625%
HK$7,789
+HK$390/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,798/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,681
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,889
−HK$211/mo
Today · 4.125%
HK$7,100
baseline
▲ 0.50% · 4.625%
HK$7,532
+HK$432/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$14,200/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,432
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,632
−HK$202/mo
Today · 4.125%
HK$7,834
baseline
▲ 0.50% · 4.625%
HK$8,247
+HK$413/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$15,668/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).