▼ 0.50% · 3.625%
HK$4,084
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,211
−HK$129/mo
Today · 4.125%
HK$4,340
baseline
▲ 0.50% · 4.625%
HK$4,604
+HK$264/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$8,680/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,544
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$124/mo
Today · 4.125%
HK$4,789
baseline
▲ 0.50% · 4.625%
HK$5,042
+HK$253/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$9,578/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,632
−HK$142/mo
Today · 4.125%
HK$4,774
baseline
▲ 0.50% · 4.625%
HK$5,065
+HK$291/mo
Deposit HK$806K · loan HK$985K · min. income ≈ HK$9,548/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,998
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,132
−HK$136/mo
Today · 4.125%
HK$5,268
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$278/mo
Deposit HK$806K · loan HK$985K · min. income ≈ HK$10,536/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,901
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,053
−HK$155/mo
Today · 4.125%
HK$5,208
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$317/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$10,416/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,599
−HK$148/mo
Today · 4.125%
HK$5,747
baseline
▲ 0.50% · 4.625%
HK$6,050
+HK$303/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$11,494/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,309
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,475
−HK$167/mo
Today · 4.125%
HK$5,642
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$344/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$11,284/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,907
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,065
−HK$161/mo
Today · 4.125%
HK$6,226
baseline
▲ 0.50% · 4.625%
HK$6,554
+HK$328/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$12,452/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,718
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,896
−HK$180/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,446
+HK$370/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,361
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,532
−HK$173/mo
Today · 4.125%
HK$6,705
baseline
▲ 0.50% · 4.625%
HK$7,058
+HK$353/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$13,410/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,126
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,317
−HK$193/mo
Today · 4.125%
HK$6,510
baseline
▲ 0.50% · 4.625%
HK$6,907
+HK$397/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$13,020/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,815
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,998
−HK$186/mo
Today · 4.125%
HK$7,184
baseline
▲ 0.50% · 4.625%
HK$7,562
+HK$378/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$14,368/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,535
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,738
−HK$206/mo
Today · 4.125%
HK$6,944
baseline
▲ 0.50% · 4.625%
HK$7,367
+HK$423/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,888/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,270
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,465
−HK$198/mo
Today · 4.125%
HK$7,663
baseline
▲ 0.50% · 4.625%
HK$8,066
+HK$403/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,326/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,943
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,159
−HK$219/mo
Today · 4.125%
HK$7,378
baseline
▲ 0.50% · 4.625%
HK$7,827
+HK$449/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,756/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,724
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,931
−HK$210/mo
Today · 4.125%
HK$8,141
baseline
▲ 0.50% · 4.625%
HK$8,571
+HK$430/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,282/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,352
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,580
−HK$233/mo
Today · 4.125%
HK$7,813
baseline
▲ 0.50% · 4.625%
HK$8,288
+HK$475/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,626/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,178
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,398
−HK$222/mo
Today · 4.125%
HK$8,620
baseline
▲ 0.50% · 4.625%
HK$9,075
+HK$455/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,240/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).