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Crescira AVM · estimated value Medium confidence
HK$3.85M
≈ HK$11,953 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$385K, with repayments around HK$16,788/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$15,797
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,289
−HK$499/mo
Today · 4.125%
HK$16,788
baseline
▲ 0.50% · 4.625%
HK$17,809
+HK$1,021/mo

Deposit HK$385K · loan HK$3.46M · min. income ≈ HK$33,576/mo (50% DSR)

Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
B
Saleable Area
322 ft²
Gross Area
487 ft²
Efficiency
66%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2016-06-10 HK$3.35M +235.0%
13.4y
2003-01-25 HK$1.00M +0.0%
2002-04-04 HK$1.00M +17.6%
2002-02-07 HK$850K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok
≈ 5 min walk · 398 m
Education
66
schools within 1 km (17 within 500 m)
Daily convenience
100
within 1 km (55 within 500 m)
Health
23
hospitals/clinics within 1 km
Recreation
82
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mong Kok Station (a rail station within an 8-min walk earns this label).

Family-friendly — 66 schools within a 1 km walk.

Everyday convenience — 100 shopping and daily-needs spots nearby.

Healthcare close by — 23 hospitals/clinics within 1 km.

Green space & leisure — 82 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com