▼ 0.50% · 3.625%
HK$5,472
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$173/mo
Today · 4.125%
HK$5,816
baseline
▲ 0.50% · 4.625%
HK$6,169
+HK$353/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,632/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,088
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,251
−HK$166/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,755
+HK$338/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,020
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,207
−HK$190/mo
Today · 4.125%
HK$6,397
baseline
▲ 0.50% · 4.625%
HK$6,786
+HK$389/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$12,794/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,697
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,876
−HK$183/mo
Today · 4.125%
HK$7,059
baseline
▲ 0.50% · 4.625%
HK$7,431
+HK$372/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$14,118/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,567
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,771
−HK$208/mo
Today · 4.125%
HK$6,979
baseline
▲ 0.50% · 4.625%
HK$7,403
+HK$424/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$13,958/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,306
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,502
−HK$198/mo
Today · 4.125%
HK$7,700
baseline
▲ 0.50% · 4.625%
HK$8,106
+HK$406/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$15,400/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,114
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,335
−HK$225/mo
Today · 4.125%
HK$7,560
baseline
▲ 0.50% · 4.625%
HK$8,020
+HK$460/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$15,120/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,914
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,127
−HK$215/mo
Today · 4.125%
HK$8,342
baseline
▲ 0.50% · 4.625%
HK$8,782
+HK$440/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$16,684/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,661
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,900
−HK$242/mo
Today · 4.125%
HK$8,142
baseline
▲ 0.50% · 4.625%
HK$8,637
+HK$495/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$16,284/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,523
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,752
−HK$232/mo
Today · 4.125%
HK$8,984
baseline
▲ 0.50% · 4.625%
HK$9,457
+HK$473/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$17,968/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,209
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,464
−HK$259/mo
Today · 4.125%
HK$8,723
baseline
▲ 0.50% · 4.625%
HK$9,254
+HK$531/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$17,446/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,132
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,377
−HK$248/mo
Today · 4.125%
HK$9,625
baseline
▲ 0.50% · 4.625%
HK$10,133
+HK$508/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$19,250/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,756
−HK$549/mo
▼ 0.25% · 3.875%
HK$9,028
−HK$277/mo
Today · 4.125%
HK$9,305
baseline
▲ 0.50% · 4.625%
HK$9,871
+HK$566/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$18,610/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,741
−HK$526/mo
▼ 0.25% · 3.875%
HK$10,002
−HK$265/mo
Today · 4.125%
HK$10,267
baseline
▲ 0.50% · 4.625%
HK$10,808
+HK$541/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$20,534/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,303
−HK$584/mo
▼ 0.25% · 3.875%
HK$9,593
−HK$294/mo
Today · 4.125%
HK$9,887
baseline
▲ 0.50% · 4.625%
HK$10,488
+HK$601/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$19,774/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,350
−HK$559/mo
▼ 0.25% · 3.875%
HK$10,627
−HK$282/mo
Today · 4.125%
HK$10,909
baseline
▲ 0.50% · 4.625%
HK$11,484
+HK$575/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$21,818/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,850
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,157
−HK$311/mo
Today · 4.125%
HK$10,468
baseline
▲ 0.50% · 4.625%
HK$11,105
+HK$637/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,936/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,958
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,252
−HK$298/mo
Today · 4.125%
HK$11,550
baseline
▲ 0.50% · 4.625%
HK$12,159
+HK$609/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$23,100/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).