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Crescira AVM · estimated value Medium confidence
HK$18.04M
≈ HK$17,035 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.41M, with repayments around HK$61,201/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$57,589
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,381
−HK$1,820/mo
Today · 4.125%
HK$61,201
baseline
▲ 0.50% · 4.625%
HK$64,925
+HK$3,724/mo

Deposit HK$5.41M · loan HK$12.63M · min. income ≈ HK$122,402/mo (50% DSR)

Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$676,493 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
B
Saleable Area
1,059 ft²
Gross Area
1,323 ft²
Efficiency
80%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2021-01-08 HK$19.38M +14.1%
4.3y
2016-09-28 HK$16.99M +34.3%
19.7y
1997-01-28 HK$12.65M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 5 min walk · 347 m
Education
56
schools within 1 km (21 within 500 m)
Daily convenience
90
within 1 km (19 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
77
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Yau Ma Tei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 56 schools within a 1 km walk.

Everyday convenience — 90 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 77 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com