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At today's rate and a 90% mortgage, the deposit on this unit is about HK$287K, with repayments around HK$12,497/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$287K · loan HK$2.58M · min. income ≈ HK$24,994/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 243 Saleable ft²
- Gross Area
- 345 ft²
- Efficiency
- 70%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-01 | HK$4.26M | +23.5% 3.1y · 7.0%/yr |
| 2017-04-10 | HK$3.45M | +143.0% 7.6y · 19.0%/yr |
| 2009-09-10 | HK$1.42M | +32.7% |
| 2009-08-04 | HK$1.07M | +13.8% |
| 2009-06-01 | HK$940K | +28.8% |
| 2006-08-17 | HK$730K | +9.0% |
| 2002-04-24 | HK$670K | — |