Home Yau Tsim Mong District Charming Garden Block 13

6/F J

Switch unit

Floor

1/F A 592 ft² 1/F B 592 ft² 1/F D 592 ft² 1/F E 431 ft² 1/F G 592 ft² 1/F J 484 ft² 1/F K 431 ft² 1/F C 592 ft² 1/F F 484 ft² 2/F A 592 ft² 2/F B 592 ft² 2/F D 592 ft² 2/F F 484 ft² 2/F G 592 ft² 2/F H 592 ft² 2/F J 484 ft² 2/F K 431 ft² 2/F C 592 ft² 2/F E 431 ft² 3/F A 592 ft² 3/F B 592 ft² 3/F C 592 ft² 3/F D 592 ft² 3/F E 431 ft² 3/F F 484 ft² 3/F G 592 ft² 3/F H 592 ft² 3/F J 484 ft² 3/F K 431 ft² 4/F A 592 ft² 4/F B 592 ft² 4/F D 592 ft² 4/F F 484 ft² 4/F G 592 ft² 4/F H 592 ft² 4/F J 484 ft² 4/F K 431 ft² 4/F C 592 ft² 4/F E 431 ft² 5/F A 592 ft² 5/F B 592 ft² 5/F C 592 ft² 5/F D 592 ft² 5/F E 431 ft² 5/F F 484 ft² 5/F G 592 ft² 5/F H 592 ft² 5/F J 484 ft² 5/F K 431 ft² 6/F B 592 ft² 6/F C 592 ft² 6/F D 592 ft² 6/F E 431 ft² 6/F F 484 ft² 6/F G 592 ft² 6/F H 592 ft² 6/F K 431 ft² 6/F A 592 ft² 6/F J 484 ft² 7/F A 592 ft² 7/F B 592 ft² 7/F C 592 ft² 7/F D 592 ft² 7/F E 431 ft² 7/F F 484 ft² 7/F G 592 ft² 7/F H 592 ft² 7/F K 431 ft² 7/F J 484 ft² 8/F A 592 ft² 8/F B 592 ft² 8/F C 592 ft² 8/F D 592 ft² 8/F E 431 ft² 8/F G 592 ft² 8/F H 592 ft² 8/F J 484 ft² 8/F K 431 ft² 8/F F 484 ft² 9/F B 592 ft² 9/F E 431 ft² 9/F F 484 ft² 9/F G 592 ft² 9/F H 592 ft² 9/F J 484 ft² 9/F K 431 ft² 9/F A 592 ft² 9/F C 592 ft² 9/F D 592 ft² 10/F A 592 ft² 10/F B 592 ft² 10/F C 592 ft² 10/F D 592 ft² 10/F E 431 ft² 10/F F 484 ft² 10/F G 592 ft² 10/F H 592 ft² 10/F J 484 ft² 10/F K 431 ft² 11/F B 592 ft² 11/F C 592 ft² 11/F D 592 ft² 11/F E 431 ft² 11/F G 592 ft² 11/F J 484 ft² 11/F K 431 ft² 11/F A 592 ft² 11/F F 484 ft² 11/F H 592 ft² 12/F A 592 ft² 12/F B 592 ft² 12/F C 592 ft² 12/F D 592 ft² 12/F E 431 ft² 12/F F 484 ft² 12/F G 592 ft² 12/F H 592 ft² 12/F J 484 ft² 12/F K 431 ft² 13/F A 592 ft² 13/F B 592 ft² 13/F C 592 ft² 13/F D 592 ft² 13/F E 431 ft² 13/F F 484 ft² 13/F G 592 ft² 13/F H 592 ft² 13/F J 484 ft² 13/F K 431 ft² 14/F B 592 ft² 14/F D 592 ft² 14/F E 431 ft² 14/F F 484 ft² 14/F G 592 ft² 14/F H 592 ft² 14/F J 484 ft² 14/F A 592 ft² 14/F C 592 ft² 14/F K 431 ft² 15/F B 592 ft² 15/F C 592 ft² 15/F D 592 ft² 15/F E 431 ft² 15/F F 484 ft² 15/F G 592 ft² 15/F J 484 ft² 15/F K 431 ft² 15/F A 592 ft² 15/F H 592 ft² 16/F A 592 ft² 16/F B 592 ft² 16/F C 592 ft² 16/F D 592 ft² 16/F E 431 ft² 16/F F 484 ft² 16/F G 592 ft² 16/F H 592 ft² 16/F J 484 ft² 16/F K 431 ft² 17/F A 592 ft² 17/F B 592 ft² 17/F C 592 ft² 17/F D 592 ft² 17/F E 431 ft² 17/F F 484 ft² 17/F J 484 ft² 17/F K 431 ft² 17/F G 592 ft² 17/F H 592 ft² 18/F B 592 ft² 18/F C 592 ft² 18/F F 484 ft² 18/F G 592 ft² 18/F H 592 ft² 18/F J 484 ft² 18/F K 431 ft² 18/F A 592 ft² 18/F D 592 ft² 18/F E 431 ft² 19/F A 592 ft² 19/F B 592 ft² 19/F C 592 ft² 19/F D 592 ft² 19/F E 431 ft² 19/F F 484 ft² 19/F G 592 ft² 19/F H 592 ft² 19/F K 431 ft² 19/F J 484 ft² 20/F A 592 ft² 20/F B 592 ft² 20/F C 592 ft² 20/F D 592 ft² 20/F E 431 ft² 20/F F 484 ft² 20/F G 592 ft² 20/F H 592 ft² 20/F J 484 ft² 20/F K 431 ft² 21/F A 592 ft² 21/F B 592 ft² 21/F C 592 ft² 21/F D 592 ft² 21/F E 431 ft² 21/F F 484 ft² 21/F G 592 ft² 21/F H 592 ft² 21/F K 431 ft² 21/F J 484 ft² 22/F A 592 ft² 22/F B 592 ft² 22/F C 592 ft² 22/F E 431 ft² 22/F F 484 ft² 22/F H 592 ft² 22/F J 484 ft² 22/F K 431 ft² 22/F D 592 ft² 22/F G 592 ft²

Crescira AVM · estimated value ● Medium confidence

HK$5.14M

≈ HK$10,617 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$514K, with repayments around HK$22,414/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$21,091

−HK$1,323/mo

▼ 0.25% · 3.875%

HK$21,747

−HK$667/mo

Today · 4.125%

HK$22,414

baseline

▲ 0.50% · 4.625%

HK$23,777

+HK$1,363/mo

Deposit HK$514K · loan HK$4.62M · min. income ≈ HK$44,828/mo (50% DSR)

Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$115,618 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 6/F
Flat: J
Saleable Area: 484 ft²
Gross Area: 568 ft²
Efficiency: 85%
District: Yau Tsim Mong District · Kowloon
School net (POA): 31

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2023-04-19	HK$6.30M	+61.5%	HK$13,016	HK$11,092
2011-06-23	HK$3.90M	+156.6%	HK$8,041	HK$6,866
1998-11-26	HK$1.52M	−14.1%	HK$3,140	HK$2,676
1998-03-19	HK$1.77M	—	HK$3,657	HK$3,116