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At today's rate and a 90% mortgage, the deposit on this unit is about HK$280K, with repayments around HK$12,196/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,392/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 94 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 216 Saleable ft²
- Gross Area
- 350 ft²
- Efficiency
- 62%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-22 | HK$4.18M | +24.4% 3.4y · 7.0%/yr |
| 2017-05-23 | HK$3.36M | +12.8% 1.3y · 10.0%/yr |
| 2016-01-19 | HK$2.98M | +217.0% 8.0y · 27.0%/yr |
| 2008-01-09 | HK$940K | −29.3% |
| 1998-12-10 | HK$1.33M | — |