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At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,923/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$37,846/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,074 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 102 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 97 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- NO. 246/248
- Saleable Area
- 386 Saleable ft²
- Gross Area
- 648 ft²
- Efficiency
- 60%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-30 | HK$6.28M | +33.6% 3.6y · 9.0%/yr |
| 2018-01-08 | HK$4.70M | +77.4% 7.2y · 11.0%/yr |
| 2010-11-03 | HK$2.65M | +42.5% |
| 2009-07-09 | HK$1.86M | +10.7% |
| 2007-12-17 | HK$1.68M | −20.0% |
| 1999-08-05 | HK$2.10M | — |