At today's rate and a 90% mortgage, the deposit on this unit is about HK$231K, with repayments around HK$10,088/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$231K · loan HK$2.08M · min. income ≈ HK$20,176/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 92 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 236 Saleable ft²
- Gross Area
- 360 ft²
- Efficiency
- 66%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-23 | HK$2.08M | −12.1% 4.1y · −3.0%/yr |
| 2020-09-16 | HK$2.37M | +75.2% 9.0y · 8.0%/yr |
| 2011-10-21 | HK$1.35M | +136.8% |
| 2008-12-08 | HK$570K | −56.8% |
| 1997-11-04 | HK$1.32M | — |