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At today's rate and a 90% mortgage, the deposit on this unit is about HK$267K, with repayments around HK$11,625/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$267K · loan HK$2.40M · min. income ≈ HK$23,250/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 106 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 101 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 228 Saleable ft²
- Gross Area
- 439 ft²
- Efficiency
- 52%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-06 | HK$3.20M | −17.9% 5.8y · −3.0%/yr |
| 2020-07-06 | HK$3.90M | +387.5% 17.6y · 22.0%/yr |
| 2002-12-14 | HK$800K | +95.1% |
| 2002-11-19 | HK$410K | — |