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Crescira AVM · estimated value Medium confidence
HK$3.14M
≈ HK$11,203 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$314K, with repayments around HK$13,682/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,875
−HK$807/mo
▼ 0.25% · 3.875%
HK$13,276
−HK$406/mo
Today · 4.125%
HK$13,682
baseline
▲ 0.50% · 4.625%
HK$14,515
+HK$833/mo

Deposit HK$314K · loan HK$2.82M · min. income ≈ HK$27,364/mo (50% DSR)

Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
8/F
Flat
D
Saleable Area
280 ft²
Gross Area
371 ft²
Efficiency
75%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2020-02-20 HK$4.50M +43.9%
3.5y
2016-09-15 HK$3.13M +137.0%
6.9y
2009-10-07 HK$1.32M +14.8%
2008-06-12 HK$1.15M +27.8%
2007-02-14 HK$900K +9.8%
2005-10-27 HK$820K +5.1%
2001-10-09 HK$780K −20.4%
1999-08-12 HK$980K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Austin
≈ 4 min walk · 286 m
Education
41
schools within 1 km (13 within 500 m)
Daily convenience
70
within 1 km (30 within 500 m)
Health
16
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Austin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 70 shopping and daily-needs spots nearby.

Healthcare close by — 16 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com