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At today's rate and a 90% mortgage, the deposit on this unit is about HK$258K, with repayments around HK$11,242/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$258K · loan HK$2.32M · min. income ≈ HK$22,484/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 104 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 236 Saleable ft²
- Gross Area
- 356 ft²
- Efficiency
- 66%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-25 | HK$2.50M | +2.0% 4.7y · −7.0%/yr |
| 2024-05-21 | HK$2.45M | −31.9% 3.9y · −8.0%/yr |
| 2020-06-18 | HK$3.60M | +91.5% 7.7y · 12.0%/yr |
| 2012-09-25 | HK$1.88M | +121.2% |
| 2008-05-05 | HK$850K | +34.9% |
| 2007-01-17 | HK$630K | — |