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At today's rate and a 90% mortgage, the deposit on this unit is about HK$387K, with repayments around HK$16,871/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$387K · loan HK$3.48M · min. income ≈ HK$33,742/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 107 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 96 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- NO. 8
- Saleable Area
- 324 Saleable ft²
- Gross Area
- 628 ft²
- Efficiency
- 52%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-22 | HK$4.72M | +23.2% 3.9y · 6.0%/yr |
| 2017-03-13 | HK$3.83M | +50.2% 4.7y · 11.0%/yr |
| 2012-06-26 | HK$2.55M | +66.7% |
| 1998-08-11 | HK$1.53M | −1.3% |
| 1998-07-23 | HK$1.55M | — |