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At today's rate and a 90% mortgage, the deposit on this unit is about HK$331K, with repayments around HK$14,440/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$331K · loan HK$2.98M · min. income ≈ HK$28,880/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 99 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 438 ft²
- Efficiency
- 69%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-19 | HK$3.68M | −33.1% 6.5y · −5.0%/yr |
| 2018-05-29 | HK$5.50M | +48.6% 3.3y · 15.0%/yr |
| 2015-02-11 | HK$3.70M | +24.2% |
| 2011-12-09 | HK$2.98M | +16.4% |
| 2010-12-03 | HK$2.56M | +19.6% |
| 2010-01-05 | HK$2.14M | +23.7% |
| 2008-11-06 | HK$1.73M | — |