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At today's rate and a 90% mortgage, the deposit on this unit is about HK$451K, with repayments around HK$19,674/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$451K · loan HK$4.06M · min. income ≈ HK$39,348/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$68,549 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 105 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- A
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 66%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-13 | HK$5.56M | −0.7% 3.1y · 0.0%/yr |
| 2019-05-27 | HK$5.60M | +30.5% 2.7y · 12.0%/yr |
| 2016-09-08 | HK$4.29M | +26.9% 3.2y · 8.0%/yr |
| 2013-06-17 | HK$3.38M | +35.2% |
| 2011-05-12 | HK$2.50M | +72.4% |
| 2004-02-13 | HK$1.45M | — |