28/F J

in CULLINAN WEST PHASE 5 CULLINAN WEST III TOWER 6

Switch unit

Floor

6/F A 1,221 ft² 6/F B 1,047 ft² 6/F C 279 ft² 6/F D 393 ft² 6/F E 381 ft² 6/F F 271 ft² 6/F G 273 ft² 6/F H 378 ft² 6/F J 371 ft² 7/F A 1,221 ft² 7/F B 1,047 ft² 7/F C 279 ft² 7/F D 393 ft² 7/F E 381 ft² 7/F F 271 ft² 7/F G 273 ft² 7/F H 378 ft² 7/F J 371 ft² 8/F A 1,221 ft² 8/F B 1,047 ft² 8/F C 279 ft² 8/F D 393 ft² 8/F E 381 ft² 8/F F 271 ft² 8/F G 273 ft² 8/F H 378 ft² 8/F J 371 ft² 9/F A 1,221 ft² 9/F B 1,047 ft² 9/F C 279 ft² 9/F D 393 ft² 9/F E 381 ft² 9/F F 271 ft² 9/F G 273 ft² 9/F H 378 ft² 9/F J 371 ft² 10/F A 1,221 ft² 10/F B 1,047 ft² 10/F C 279 ft² 10/F D 393 ft² 10/F E 381 ft² 10/F F 271 ft² 10/F G 273 ft² 10/F H 378 ft² 10/F J 371 ft² 11/F A 1,221 ft² 11/F B 1,047 ft² 11/F C 279 ft² 11/F D 393 ft² 11/F E 381 ft² 11/F F 271 ft² 11/F G 273 ft² 11/F H 378 ft² 11/F J 371 ft² 12/F A 1,221 ft² 12/F B 1,047 ft² 12/F C 279 ft² 12/F D 393 ft² 12/F E 381 ft² 12/F F 271 ft² 12/F G 273 ft² 12/F H 378 ft² 12/F J 371 ft² 15/F A 1,221 ft² 15/F B 1,047 ft² 15/F C 279 ft² 15/F D 393 ft² 15/F E 381 ft² 15/F F 271 ft² 15/F G 273 ft² 15/F H 378 ft² 15/F J 371 ft² 16/F A 1,221 ft² 16/F B 1,047 ft² 16/F C 279 ft² 16/F D 393 ft² 16/F E 381 ft² 16/F F 271 ft² 16/F G 273 ft² 16/F H 378 ft² 16/F J 371 ft² 17/F A 1,221 ft² 17/F B 1,047 ft² 17/F C 279 ft² 17/F D 393 ft² 17/F E 381 ft² 17/F F 271 ft² 17/F G 273 ft² 17/F H 378 ft² 17/F J 371 ft² 18/F A 1,221 ft² 18/F B 1,047 ft² 18/F C 279 ft² 18/F D 393 ft² 18/F E 381 ft² 18/F F 271 ft² 18/F G 273 ft² 18/F H 378 ft² 18/F J 371 ft² 19/F A 1,221 ft² 19/F B 1,047 ft² 19/F C 279 ft² 19/F D 393 ft² 19/F E 381 ft² 19/F F 271 ft² 19/F G 273 ft² 19/F H 378 ft² 19/F J 371 ft² 20/F B 1,047 ft² 20/F D 393 ft² 20/F E 381 ft² 20/F F 271 ft² 20/F G 273 ft² 20/F H 378 ft² 20/F J 371 ft² 20/F A 1,221 ft² 20/F C 279 ft² 21/F A 1,221 ft² 21/F B 1,047 ft² 21/F C 279 ft² 21/F D 393 ft² 21/F E 381 ft² 21/F F 271 ft² 21/F G 273 ft² 21/F H 378 ft² 21/F J 371 ft² 22/F A 1,221 ft² 22/F B 1,047 ft² 22/F C 279 ft² 22/F D 393 ft² 22/F E 381 ft² 22/F F 271 ft² 22/F G 273 ft² 22/F H 378 ft² 22/F J 371 ft² 23/F A 1,221 ft² 23/F B 1,047 ft² 23/F C 279 ft² 23/F D 393 ft² 23/F E 381 ft² 23/F F 271 ft² 23/F G 273 ft² 23/F H 378 ft² 23/F J 371 ft² 25/F A 1,221 ft² 25/F B 1,047 ft² 25/F C 279 ft² 25/F D 393 ft² 25/F E 381 ft² 25/F F 271 ft² 25/F G 273 ft² 25/F H 378 ft² 25/F J 371 ft² 26/F A 1,221 ft² 26/F B 1,047 ft² 26/F C 279 ft² 26/F D 393 ft² 26/F E 381 ft² 26/F F 271 ft² 26/F G 273 ft² 26/F H 378 ft² 26/F J 371 ft² 27/F A 1,221 ft² 27/F B 1,047 ft² 27/F C 279 ft² 27/F D 393 ft² 27/F E 381 ft² 27/F F 271 ft² 27/F G 273 ft² 27/F H 378 ft² 27/F J 371 ft² 28/F A 1,221 ft² 28/F B 1,047 ft² 28/F D 393 ft² 28/F E 381 ft² 28/F F 271 ft² 28/F G 273 ft² 28/F H 378 ft² 28/F J 371 ft² 30/F A 1,214 ft² 30/F B 1,047 ft² 30/F D 393 ft² 30/F E 381 ft² 30/F F 271 ft² 30/F G 273 ft² 30/F H 378 ft² 30/F J 371 ft² 31/F A 1,214 ft² 31/F B 1,047 ft² 31/F C 279 ft² 31/F D 393 ft² 31/F E 381 ft² 31/F F 271 ft² 31/F G 273 ft² 31/F H 378 ft² 31/F J 371 ft² 32/F A 1,214 ft² 32/F B 1,047 ft² 32/F D 393 ft² 32/F E 381 ft² 32/F F 271 ft² 32/F G 273 ft² 32/F H 378 ft² 32/F J 371 ft² 33/F A 1,214 ft² 33/F B 1,047 ft² 33/F D 393 ft² 33/F F 271 ft² 33/F G 273 ft² 33/F H 378 ft² 33/F J 371 ft² 35/F A 1,214 ft² 35/F B 1,047 ft² 35/F D 393 ft² 35/F E 381 ft² 35/F F 271 ft² 35/F G 273 ft² 35/F H 378 ft² 35/F J 371 ft² 36/F A 1,214 ft² 36/F B 1,047 ft² 36/F D 393 ft² 36/F E 381 ft² 36/F F 271 ft² 36/F G 273 ft² 36/F H 378 ft² 36/F J 371 ft² 37/F A 1,214 ft² 37/F B 1,047 ft² 37/F C 279 ft² 37/F D 393 ft² 37/F E 381 ft² 37/F F 271 ft² 37/F G 273 ft² 37/F H 378 ft² 37/F J 371 ft² 38/F A 1,214 ft² 38/F B 1,047 ft² 38/F C 279 ft² 38/F D 393 ft² 38/F E 381 ft² 38/F F 271 ft² 38/F G 273 ft² 38/F H 378 ft² 38/F J 371 ft² 39/F A 1,214 ft² 39/F B 1,047 ft² 39/F D 393 ft² 39/F E 381 ft² 39/F G 273 ft² 39/F H 378 ft² 39/F J 371 ft² 39/F F 271 ft² 40/F A 1,214 ft² 40/F B 1,047 ft² 40/F D 393 ft² 40/F E 381 ft² 40/F F 271 ft² 40/F G 273 ft² 40/F H 378 ft² 40/F J 371 ft² 41/F A 1,214 ft² 41/F B 1,047 ft² 41/F D 393 ft² 41/F E 381 ft² 41/F F 271 ft² 41/F G 273 ft² 41/F H 378 ft² 41/F J 371 ft² 42/F A 1,214 ft² 42/F B 1,047 ft² 42/F D 393 ft² 42/F E 381 ft² 42/F F 271 ft² 42/F G 273 ft² 42/F H 378 ft² 42/F J 371 ft² 43/F A 1,214 ft² 43/F B 1,047 ft² 43/F D 393 ft² 43/F E 381 ft² 43/F F 271 ft² 43/F G 273 ft² 43/F H 378 ft² 43/F J 371 ft² 45/F A 1,214 ft² 45/F B 1,047 ft² 45/F D 393 ft² 45/F E 381 ft² 45/F F 271 ft² 45/F G 273 ft² 45/F H 378 ft² 45/F J 371 ft² 46/F A 1,214 ft² 46/F B 1,047 ft² 46/F D 393 ft² 46/F E 381 ft² 46/F F 271 ft² 46/F G 273 ft² 46/F H 378 ft² 46/F J 371 ft² 47/F A 1,214 ft² 47/F B 1,047 ft² 47/F D 393 ft² 47/F F 271 ft² 47/F G 273 ft² 47/F H 378 ft² 47/F J 371 ft² 48/F A 1,214 ft² 48/F B 1,047 ft² 48/F D 393 ft² 48/F E 381 ft² 48/F F 271 ft² 48/F G 273 ft² 48/F H 378 ft² 48/F J 371 ft² 49/F A 1,214 ft² 49/F B 1,047 ft² 49/F D 393 ft² 49/F E 381 ft² 49/F F 271 ft² 49/F G 273 ft² 49/F H 378 ft² 49/F J 371 ft² 50/F A 1,214 ft² 50/F B 1,047 ft² 50/F D 393 ft² 50/F E 381 ft² 50/F F 271 ft² 50/F G 273 ft² 50/F H 378 ft² 50/F J 371 ft² 51/F A 1,214 ft² 51/F B 1,047 ft² 51/F E 381 ft² 51/F F 271 ft² 51/F G 273 ft² 51/F H 378 ft² 51/F J 371 ft² 52/F A 1,214 ft² 52/F B 1,047 ft² 52/F C 279 ft² 52/F D 393 ft² 52/F E 381 ft² 52/F F 271 ft² 52/F G 273 ft² 52/F H 378 ft² 52/F J 371 ft² 53/F A 1,214 ft² 53/F B 1,047 ft² 53/F D 393 ft² 53/F E 381 ft² 53/F F 271 ft² 53/F G 273 ft² 53/F H 378 ft² 53/F J 371 ft² 55/F A 1,214 ft² 55/F B 1,047 ft² 55/F D 393 ft² 55/F E 381 ft² 55/F F 271 ft² 55/F G 273 ft² 55/F H 378 ft² 55/F J 371 ft² 56/F B 1,047 ft² 56/F F 271 ft² 56/F G 273 ft² 56/F H 378 ft² 56/F J 371 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$8.59M

≈ HK$23,162 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$859K, with repayments around HK$37,481/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$35,269

−HK$2,212/mo

▼ 0.25% · 3.875%

HK$36,367

−HK$1,114/mo

Today · 4.125%

HK$37,481

baseline

▲ 0.50% · 4.625%

HK$39,762

+HK$2,281/mo

Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,962/mo (50% DSR)

Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,789 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Nam Cheong Station

≈ 2 min walk · 136 m

Education

schools within 1 km (11 within 500 m)

Daily convenience

within 1 km (20 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Nam Cheong Station Station.

Family-friendly — 78 schools within a 1 km walk.

Everyday convenience — 74 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 28/F
Flat: J
Saleable Area: 371 Saleable ft²
District: Sham Shui Po District · Kowloon
School net (POA): 40

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2019-10-16	HK$8.14M	—	HK$21,938	—

Other appraised units in this building

Data sourced from Renavon.com