▼ 0.50% · 3.625%
HK$19,826
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,443
−HK$627/mo
Today · 4.125%
HK$21,070
baseline
▲ 0.50% · 4.625%
HK$22,352
+HK$1,282/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,140/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,057
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,648
−HK$600/mo
Today · 4.125%
HK$23,248
baseline
▲ 0.50% · 4.625%
HK$24,474
+HK$1,226/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,496/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,809
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,487
−HK$690/mo
Today · 4.125%
HK$23,177
baseline
▲ 0.50% · 4.625%
HK$24,587
+HK$1,410/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,354/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,262
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,913
−HK$660/mo
Today · 4.125%
HK$25,573
baseline
▲ 0.50% · 4.625%
HK$26,921
+HK$1,348/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,146/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,792
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,532
−HK$752/mo
Today · 4.125%
HK$25,284
baseline
▲ 0.50% · 4.625%
HK$26,822
+HK$1,538/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,568/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,468
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,178
−HK$720/mo
Today · 4.125%
HK$27,898
baseline
▲ 0.50% · 4.625%
HK$29,369
+HK$1,471/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,796/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,774
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,576
−HK$815/mo
Today · 4.125%
HK$27,391
baseline
▲ 0.50% · 4.625%
HK$29,057
+HK$1,666/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,782/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,674
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,443
−HK$780/mo
Today · 4.125%
HK$30,223
baseline
▲ 0.50% · 4.625%
HK$31,816
+HK$1,593/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,446/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,757
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,620
−HK$878/mo
Today · 4.125%
HK$29,498
baseline
▲ 0.50% · 4.625%
HK$31,292
+HK$1,794/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$58,996/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,879
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,708
−HK$840/mo
Today · 4.125%
HK$32,548
baseline
▲ 0.50% · 4.625%
HK$34,263
+HK$1,715/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,096/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,740
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,665
−HK$940/mo
Today · 4.125%
HK$31,605
baseline
▲ 0.50% · 4.625%
HK$33,528
+HK$1,923/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,210/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,085
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,972
−HK$901/mo
Today · 4.125%
HK$34,873
baseline
▲ 0.50% · 4.625%
HK$36,711
+HK$1,838/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,746/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,722
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,709
−HK$1,003/mo
Today · 4.125%
HK$33,712
baseline
▲ 0.50% · 4.625%
HK$35,763
+HK$2,051/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,424/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,291
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,237
−HK$960/mo
Today · 4.125%
HK$37,197
baseline
▲ 0.50% · 4.625%
HK$39,158
+HK$1,961/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,394/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,705
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,753
−HK$1,066/mo
Today · 4.125%
HK$35,819
baseline
▲ 0.50% · 4.625%
HK$37,998
+HK$2,179/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,638/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,496
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,502
−HK$1,020/mo
Today · 4.125%
HK$39,522
baseline
▲ 0.50% · 4.625%
HK$41,606
+HK$2,084/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,044/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,688
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,798
−HK$1,128/mo
Today · 4.125%
HK$37,926
baseline
▲ 0.50% · 4.625%
HK$40,233
+HK$2,307/mo
Deposit HK$869K · loan HK$7.83M · min. income ≈ HK$75,852/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,702
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,767
−HK$1,080/mo
Today · 4.125%
HK$41,847
baseline
▲ 0.50% · 4.625%
HK$44,053
+HK$2,206/mo
Deposit HK$869K · loan HK$7.83M · min. income ≈ HK$83,694/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,845 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).