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At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,824/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,648/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$17,372 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 105 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 95 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 279 Saleable ft²
- Gross Area
- 429 ft²
- Efficiency
- 65%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-23 | HK$3.99M | −4.5% 6.6y · −1.0%/yr |
| 2017-12-15 | HK$4.18M | +128.4% 7.7y · 17.0%/yr |
| 2010-03-29 | HK$1.83M | +15.1% |
| 2009-04-28 | HK$1.59M | +14.4% |
| 2006-09-07 | HK$1.39M | +0.0% |
| 2001-12-01 | HK$1.39M | — |