▼ 0.50% · 3.625%
HK$17,733
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,285
−HK$560/mo
Today · 4.125%
HK$18,845
baseline
▲ 0.50% · 4.625%
HK$19,992
+HK$1,147/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,690/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,728
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,257
−HK$537/mo
Today · 4.125%
HK$20,794
baseline
▲ 0.50% · 4.625%
HK$21,890
+HK$1,096/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,588/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,506
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,113
−HK$616/mo
Today · 4.125%
HK$20,729
baseline
▲ 0.50% · 4.625%
HK$21,991
+HK$1,262/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,458/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,700
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,282
−HK$591/mo
Today · 4.125%
HK$22,873
baseline
▲ 0.50% · 4.625%
HK$24,079
+HK$1,206/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,746/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,280
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,941
−HK$673/mo
Today · 4.125%
HK$22,614
baseline
▲ 0.50% · 4.625%
HK$23,990
+HK$1,376/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,228/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,673
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,308
−HK$644/mo
Today · 4.125%
HK$24,952
baseline
▲ 0.50% · 4.625%
HK$26,267
+HK$1,315/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,904/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,053
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,770
−HK$728/mo
Today · 4.125%
HK$24,498
baseline
▲ 0.50% · 4.625%
HK$25,989
+HK$1,491/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,996/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,646
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,334
−HK$698/mo
Today · 4.125%
HK$27,032
baseline
▲ 0.50% · 4.625%
HK$28,456
+HK$1,424/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,064/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,826
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,598
−HK$785/mo
Today · 4.125%
HK$26,383
baseline
▲ 0.50% · 4.625%
HK$27,988
+HK$1,605/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,766/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,619
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,359
−HK$752/mo
Today · 4.125%
HK$29,111
baseline
▲ 0.50% · 4.625%
HK$30,645
+HK$1,534/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,222/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,599
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,427
−HK$840/mo
Today · 4.125%
HK$28,267
baseline
▲ 0.50% · 4.625%
HK$29,987
+HK$1,720/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,534/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,592
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,385
−HK$805/mo
Today · 4.125%
HK$31,190
baseline
▲ 0.50% · 4.625%
HK$32,834
+HK$1,644/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,380/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,373
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,255
−HK$897/mo
Today · 4.125%
HK$30,152
baseline
▲ 0.50% · 4.625%
HK$31,987
+HK$1,835/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,304/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,564
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,411
−HK$859/mo
Today · 4.125%
HK$33,270
baseline
▲ 0.50% · 4.625%
HK$35,023
+HK$1,753/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,540/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,146
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,084
−HK$952/mo
Today · 4.125%
HK$32,036
baseline
▲ 0.50% · 4.625%
HK$33,986
+HK$1,950/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,072/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,537
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,437
−HK$912/mo
Today · 4.125%
HK$35,349
baseline
▲ 0.50% · 4.625%
HK$37,212
+HK$1,863/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,698/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,919
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,912
−HK$1,009/mo
Today · 4.125%
HK$33,921
baseline
▲ 0.50% · 4.625%
HK$35,985
+HK$2,064/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,842/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,510
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,462
−HK$966/mo
Today · 4.125%
HK$37,428
baseline
▲ 0.50% · 4.625%
HK$39,401
+HK$1,973/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,856/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,302 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).