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At today's rate and a 90% mortgage, the deposit on this unit is about HK$691K, with repayments around HK$30,127/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,254/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,211 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 95 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- A
- Saleable Area
- 457 Saleable ft²
- Gross Area
- 607 ft²
- Efficiency
- 75%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-17 | HK$7.55M | +10.7% 3.0y · 4.0%/yr |
| 2018-01-02 | HK$6.82M | +21.4% 3.2y · 7.0%/yr |
| 2014-11-10 | HK$5.62M | +38.8% |
| 2012-02-09 | HK$4.05M | +29.4% |
| 2010-03-22 | HK$3.13M | +5.4% |
| 2009-01-06 | HK$2.97M | — |