▼ 0.50% · 3.625%
HK$20,237
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,866
−HK$640/mo
Today · 4.125%
HK$21,506
baseline
▲ 0.50% · 4.625%
HK$22,815
+HK$1,309/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,012/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,513
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,117
−HK$613/mo
Today · 4.125%
HK$23,730
baseline
▲ 0.50% · 4.625%
HK$24,981
+HK$1,251/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,460/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,261
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,953
−HK$704/mo
Today · 4.125%
HK$23,657
baseline
▲ 0.50% · 4.625%
HK$25,096
+HK$1,439/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,314/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,765
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,429
−HK$674/mo
Today · 4.125%
HK$26,103
baseline
▲ 0.50% · 4.625%
HK$27,479
+HK$1,376/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,206/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,284
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,040
−HK$767/mo
Today · 4.125%
HK$25,807
baseline
▲ 0.50% · 4.625%
HK$27,377
+HK$1,570/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,614/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,016
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,741
−HK$735/mo
Today · 4.125%
HK$28,476
baseline
▲ 0.50% · 4.625%
HK$29,977
+HK$1,501/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,952/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,308
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,126
−HK$832/mo
Today · 4.125%
HK$27,958
baseline
▲ 0.50% · 4.625%
HK$29,659
+HK$1,701/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,916/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,267
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,052
−HK$797/mo
Today · 4.125%
HK$30,849
baseline
▲ 0.50% · 4.625%
HK$32,475
+HK$1,626/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,698/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,332
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,213
−HK$895/mo
Today · 4.125%
HK$30,108
baseline
▲ 0.50% · 4.625%
HK$31,940
+HK$1,832/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,216/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,519
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,364
−HK$858/mo
Today · 4.125%
HK$33,222
baseline
▲ 0.50% · 4.625%
HK$34,973
+HK$1,751/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,444/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,355
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,300
−HK$959/mo
Today · 4.125%
HK$32,259
baseline
▲ 0.50% · 4.625%
HK$34,222
+HK$1,963/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,518/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,770
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,676
−HK$919/mo
Today · 4.125%
HK$35,595
baseline
▲ 0.50% · 4.625%
HK$37,471
+HK$1,876/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,190/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,379
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,386
−HK$1,024/mo
Today · 4.125%
HK$34,410
baseline
▲ 0.50% · 4.625%
HK$36,503
+HK$2,093/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$68,820/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,021
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,987
−HK$981/mo
Today · 4.125%
HK$37,968
baseline
▲ 0.50% · 4.625%
HK$39,969
+HK$2,001/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$75,936/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,403
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,473
−HK$1,087/mo
Today · 4.125%
HK$36,560
baseline
▲ 0.50% · 4.625%
HK$38,785
+HK$2,225/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,120/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,273
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,299
−HK$1,041/mo
Today · 4.125%
HK$40,340
baseline
▲ 0.50% · 4.625%
HK$42,467
+HK$2,127/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,680/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,426
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,560
−HK$1,151/mo
Today · 4.125%
HK$38,711
baseline
▲ 0.50% · 4.625%
HK$41,066
+HK$2,355/mo
Deposit HK$887K · loan HK$7.99M · min. income ≈ HK$77,422/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,524
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,611
−HK$1,102/mo
Today · 4.125%
HK$42,713
baseline
▲ 0.50% · 4.625%
HK$44,965
+HK$2,252/mo
Deposit HK$887K · loan HK$7.99M · min. income ≈ HK$85,426/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).