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Crescira AVM · estimated value Medium confidence
HK$34.22M
≈ HK$22,091 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.27M, with repayments around HK$116,091/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$109,241
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$112,639
−HK$3,452/mo
Today · 4.125%
HK$116,091
baseline
▲ 0.50% · 4.625%
HK$123,155
+HK$7,064/mo

Deposit HK$10.27M · loan HK$23.95M · min. income ≈ HK$232,182/mo (50% DSR)

Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,454,327 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
1,549 ft²
Gross Area
2,326 ft²
Efficiency
67%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2025-06-11 HK$31.80M −22.1%
6.9y
2018-07-31 HK$40.80M −4.0%
3.3y
2015-03-23 HK$42.50M +57.6%
2005-09-07 HK$26.97M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 6 min walk · 418 m
Education
57
schools within 1 km (15 within 500 m)
Daily convenience
93
within 1 km (16 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
86
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Yau Ma Tei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 57 schools within a 1 km walk.

Everyday convenience — 93 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 86 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com