20/F B

in Cullinan West Phase 3 Cullinan West II Tower 3A

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Floor

6/F A 1,358 ft² 6/F B 1,299 ft² 6/F C 534 ft² 6/F D 536 ft² 7/F A 1,358 ft² 7/F B 1,320 ft² 7/F C 534 ft² 7/F D 536 ft² 8/F A 1,358 ft² 8/F B 1,320 ft² 8/F C 534 ft² 8/F D 536 ft² 9/F A 1,358 ft² 9/F B 1,320 ft² 9/F C 534 ft² 9/F D 536 ft² 10/F A 1,358 ft² 10/F B 1,320 ft² 10/F C 534 ft² 10/F D 536 ft² 11/F A 1,358 ft² 11/F B 1,320 ft² 11/F C 534 ft² 11/F D 536 ft² 12/F A 1,358 ft² 12/F B 1,320 ft² 12/F C 534 ft² 12/F D 536 ft² 15/F A 1,358 ft² 15/F B 1,320 ft² 15/F C 534 ft² 15/F D 536 ft² 16/F A 1,358 ft² 16/F B 1,320 ft² 16/F C 534 ft² 16/F D 536 ft² 17/F A 1,358 ft² 17/F B 1,320 ft² 17/F C 534 ft² 17/F D 536 ft² 18/F A 1,358 ft² 18/F B 1,320 ft² 18/F C 534 ft² 18/F D 536 ft² 19/F A 1,358 ft² 19/F B 1,320 ft² 19/F C 534 ft² 19/F D 536 ft² 20/F A 1,358 ft² 20/F B 1,320 ft² 20/F C 534 ft² 20/F D 536 ft² 21/F A 1,358 ft² 21/F B 1,320 ft² 21/F C 534 ft² 21/F D 536 ft² 22/F A 1,358 ft² 22/F B 1,320 ft² 22/F C 534 ft² 22/F D 536 ft² 23/F A 1,358 ft² 23/F B 1,320 ft² 23/F C 534 ft² 23/F D 536 ft² 25/F A 1,358 ft² 25/F B 1,320 ft² 25/F C 534 ft² 25/F D 536 ft² 26/F A 1,358 ft² 26/F B 1,320 ft² 26/F C 534 ft² 26/F D 536 ft² 27/F A 1,358 ft² 27/F B 1,320 ft² 27/F C 534 ft² 27/F D 536 ft² 28/F A 1,358 ft² 28/F B 1,320 ft² 28/F C 534 ft² 28/F D 536 ft² 30/F A 1,358 ft² 30/F B 1,320 ft² 30/F C 534 ft² 30/F D 535 ft² 31/F A 1,358 ft² 31/F B 1,320 ft² 31/F C 534 ft² 31/F D 535 ft² 32/F A 1,358 ft² 32/F B 1,320 ft² 32/F C 534 ft² 32/F D 535 ft² 33/F A 1,358 ft² 33/F B 1,320 ft² 33/F C 534 ft² 33/F D 535 ft² 35/F A 1,358 ft² 35/F B 1,320 ft² 35/F C 534 ft² 35/F D 535 ft² 36/F A 1,358 ft² 36/F B 1,320 ft² 36/F C 534 ft² 36/F D 535 ft² 37/F A 1,358 ft² 37/F B 1,320 ft² 37/F C 534 ft² 37/F D 535 ft² 38/F A 1,358 ft² 38/F B 1,320 ft² 38/F C 534 ft² 38/F D 535 ft² 39/F A 1,358 ft² 39/F B 1,320 ft² 39/F C 534 ft² 39/F D 535 ft² 40/F A 1,358 ft² 40/F B 1,320 ft² 40/F C 534 ft² 40/F D 535 ft² 41/F A 1,358 ft² 41/F B 1,320 ft² 41/F C 534 ft² 41/F D 535 ft² 42/F A 1,358 ft² 42/F B 1,320 ft² 42/F C 534 ft² 42/F D 535 ft² 43/F A 1,358 ft² 43/F B 1,320 ft² 43/F C 534 ft² 43/F D 535 ft² 45/F A 1,358 ft² 45/F B 1,320 ft² 45/F C 534 ft² 45/F D 535 ft² 46/F A 1,358 ft² 46/F B 1,320 ft² 46/F C 534 ft² 46/F D 535 ft² 47/F A 1,358 ft² 47/F B 1,320 ft² 47/F C 534 ft² 47/F D 535 ft² 48/F A 1,358 ft² 48/F B 1,320 ft² 48/F C 534 ft² 48/F D 535 ft² 49/F A 1,358 ft² 49/F B 1,320 ft² 49/F C 534 ft² 49/F D 535 ft² 50/F A 1,358 ft² 50/F B 1,320 ft² 50/F C 534 ft² 50/F D 535 ft² 51/F A 1,358 ft² 51/F B 1,320 ft² 51/F C 534 ft² 51/F D 535 ft² 52/F A 1,358 ft² 52/F B 1,320 ft² 52/F C 534 ft² 52/F D 535 ft² 53/F A 1,358 ft² 53/F B 1,320 ft² 53/F C 534 ft² 53/F D 535 ft² 55/F A 1,358 ft² 55/F B 1,320 ft² 55/F C 534 ft² 55/F D 535 ft² 56/F A 1,358 ft² 56/F B 1,320 ft² 56/F C 534 ft² 56/F D 535 ft²

Crescira AVM · estimated value ● Medium confidence

HK$32.85M

≈ HK$24,886 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.85M, with repayments around HK$111,444/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$104,868

−HK$6,576/mo

▼ 0.25% · 3.875%

HK$108,130

−HK$3,314/mo

Today · 4.125%

HK$111,444

baseline

▲ 0.50% · 4.625%

HK$118,225

+HK$6,781/mo

Deposit HK$9.85M · loan HK$22.99M · min. income ≈ HK$222,888/mo (50% DSR)

Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,396,114 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 20/F
Flat: B
Saleable Area: 1,320 ft²
District: Sham Shui Po District · Kowloon
School net (POA): 40

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2018-09-19	HK$37.19M	—	HK$28,088	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Nam Cheong

≈ 2 min walk · 85 m

Education

schools within 1 km (9 within 500 m)

Daily convenience

within 1 km (10 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Nam Cheong Station (a rail station within an 8-min walk earns this label).

Family-friendly — 56 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com