▼ 0.50% · 3.625%
HK$20,990
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,643
−HK$663/mo
Today · 4.125%
HK$22,306
baseline
▲ 0.50% · 4.625%
HK$23,663
+HK$1,357/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,612/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,351
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,977
−HK$635/mo
Today · 4.125%
HK$24,612
baseline
▲ 0.50% · 4.625%
HK$25,910
+HK$1,298/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,224/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,089
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,807
−HK$730/mo
Today · 4.125%
HK$24,537
baseline
▲ 0.50% · 4.625%
HK$26,030
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,074/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,686
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,375
−HK$699/mo
Today · 4.125%
HK$27,074
baseline
▲ 0.50% · 4.625%
HK$28,501
+HK$1,427/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,148/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,188
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,971
−HK$796/mo
Today · 4.125%
HK$26,767
baseline
▲ 0.50% · 4.625%
HK$28,396
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,534/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,021
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,773
−HK$762/mo
Today · 4.125%
HK$29,535
baseline
▲ 0.50% · 4.625%
HK$31,092
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,070/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,287
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,135
−HK$863/mo
Today · 4.125%
HK$28,998
baseline
▲ 0.50% · 4.625%
HK$30,762
+HK$1,764/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,996/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,356
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,170
−HK$826/mo
Today · 4.125%
HK$31,996
baseline
▲ 0.50% · 4.625%
HK$33,683
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,992/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,386
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,300
−HK$928/mo
Today · 4.125%
HK$31,228
baseline
▲ 0.50% · 4.625%
HK$33,129
+HK$1,901/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,456/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,691
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,568
−HK$889/mo
Today · 4.125%
HK$34,457
baseline
▲ 0.50% · 4.625%
HK$36,274
+HK$1,817/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,914/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,485
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,464
−HK$995/mo
Today · 4.125%
HK$33,459
baseline
▲ 0.50% · 4.625%
HK$35,495
+HK$2,036/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,918/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,026
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,966
−HK$953/mo
Today · 4.125%
HK$36,919
baseline
▲ 0.50% · 4.625%
HK$38,865
+HK$1,946/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,838/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,584
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,628
−HK$1,062/mo
Today · 4.125%
HK$35,690
baseline
▲ 0.50% · 4.625%
HK$37,861
+HK$2,171/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,380/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,361
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,363
−HK$1,017/mo
Today · 4.125%
HK$39,380
baseline
▲ 0.50% · 4.625%
HK$41,456
+HK$2,076/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,760/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,683
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,793
−HK$1,127/mo
Today · 4.125%
HK$37,920
baseline
▲ 0.50% · 4.625%
HK$40,228
+HK$2,308/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,840/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,697
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,761
−HK$1,080/mo
Today · 4.125%
HK$41,841
baseline
▲ 0.50% · 4.625%
HK$44,047
+HK$2,206/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,682/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,782
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,957
−HK$1,194/mo
Today · 4.125%
HK$40,151
baseline
▲ 0.50% · 4.625%
HK$42,594
+HK$2,443/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,302/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,032
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,159
−HK$1,143/mo
Today · 4.125%
HK$44,302
baseline
▲ 0.50% · 4.625%
HK$46,638
+HK$2,336/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,604/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,500 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).