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At today's rate and a 90% mortgage, the deposit on this unit is about HK$239K, with repayments around HK$10,424/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$239K · loan HK$2.15M · min. income ≈ HK$20,848/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 112 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 94 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 406 ft²
- Efficiency
- 67%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-19 | HK$3.35M | −21.7% 2.0y · −11.0%/yr |
| 2019-04-16 | HK$4.28M | +86.1% 4.8y · 18.0%/yr |
| 2014-06-20 | HK$2.30M | +75.6% |
| 2008-10-17 | HK$1.31M | +23.6% |
| 2007-11-09 | HK$1.06M | — |