21/F C

Switch unit

Floor

P/H A 1,621 ft² P/H B 1,621 ft² 6/F A 827 ft² 6/F B 827 ft² 6/F C 566 ft² 7/F A 812 ft² 7/F B 812 ft² 7/F C 537 ft² 8/F A 812 ft² 8/F B 812 ft² 8/F C 537 ft² 9/F A 812 ft² 9/F B 812 ft² 9/F C 537 ft² 10/F A 812 ft² 10/F B 812 ft² 10/F C 537 ft² 11/F A 812 ft² 11/F B 812 ft² 11/F C 537 ft² 12/F A 812 ft² 12/F B 814 ft² 12/F C 537 ft² 13/F A 812 ft² 13/F B 814 ft² 13/F C 537 ft² 15/F A 812 ft² 15/F B 814 ft² 15/F C 537 ft² 16/F A 812 ft² 16/F B 814 ft² 16/F C 537 ft² 17/F A 812 ft² 17/F B 812 ft² 17/F C 537 ft² 18/F A 812 ft² 18/F B 812 ft² 18/F C 537 ft² 19/F A 812 ft² 19/F B 814 ft² 19/F C 537 ft² 20/F A 812 ft² 20/F B 814 ft² 20/F C 537 ft² 21/F A 812 ft² 21/F B 812 ft² 21/F C 537 ft² 22/F A 812 ft² 22/F B 814 ft² 22/F C 537 ft² 23/F A 814 ft² 23/F B 812 ft² 23/F C 537 ft² 25/F A 812 ft² 25/F B 814 ft² 25/F C 537 ft² 26/F A 814 ft² 26/F B 814 ft² 26/F C 537 ft² 27/F A 814 ft² 27/F B 814 ft² 27/F C 537 ft² 28/F A 812 ft² 28/F B 814 ft² 28/F C 537 ft² 29/F A 814 ft² 29/F B 812 ft² 29/F C 537 ft² 30/F A 814 ft² 30/F B 812 ft² 30/F C 537 ft² 31/F A 812 ft² 31/F B 812 ft² 31/F C 537 ft² 32/F A 812 ft² 32/F B 814 ft² 32/F C 537 ft² 33/F A 812 ft² 33/F B 812 ft² 33/F C 537 ft² 35/F A 812 ft² 35/F B 812 ft² 35/F C 537 ft² 36/F A 812 ft² 36/F B 812 ft² 36/F C 537 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$7.32M

≈ HK$13,630 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$732K, with repayments around HK$31,925/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$30,041

−HK$1,884/mo

▼ 0.25% · 3.875%

HK$30,976

−HK$949/mo

Today · 4.125%

HK$31,925

baseline

▲ 0.50% · 4.625%

HK$33,868

+HK$1,943/mo

Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,850/mo (50% DSR)

Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,576 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Yau Ma Tei Station

≈ 7 min walk · 496 m

Education

schools within 1 km (17 within 500 m)

Daily convenience

within 1 km (47 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Yau Ma Tei Station Station.

Family-friendly — 69 schools within a 1 km walk.

Everyday convenience — 98 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 80 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 21/F
Flat: C
Saleable Area: 537 Saleable ft²
Gross Area: 718 ft²
Efficiency: 75%
District: Yau Tsim Mong District · Kowloon
School net (POA): 32

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-11-03	HK$9.78M	+5.7% 3.5y · 2.0%/yr	HK$18,212	HK$13,621
2017-05-11	HK$9.25M	+156.9% 12.1y · 13.0%/yr	HK$17,225	HK$12,883
2005-04-30	HK$3.60M	+35.3%	HK$6,704	HK$5,014
2003-11-08	HK$2.66M	−19.1%	HK$4,953	HK$3,705
2001-03-30	HK$3.29M	+0.0%	HK$6,127	HK$4,582
2001-03-23	HK$3.29M	—	HK$6,127	HK$4,582