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At today's rate and a 90% mortgage, the deposit on this unit is about HK$676K, with repayments around HK$29,478/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$676K · loan HK$6.08M · min. income ≈ HK$58,956/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$202,745 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 99 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- NO. 28
- Saleable Area
- 520 Saleable ft²
- Gross Area
- 813 ft²
- Efficiency
- 64%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-22 | HK$6.55M | −17.1% 3.4y · −5.0%/yr |
| 2021-03-24 | HK$7.90M | +38.6% 4.5y · 9.0%/yr |
| 2016-09-30 | HK$5.70M | +26.7% 3.3y · 8.0%/yr |
| 2013-05-24 | HK$4.50M | — |