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Crescira AVM · estimated value Medium confidence
HK$25.03M
≈ HK$20,599 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.51M, with repayments around HK$84,908/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$79,898
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,383
−HK$2,525/mo
Today · 4.125%
HK$84,908
baseline
▲ 0.50% · 4.625%
HK$90,075
+HK$5,167/mo

Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$169,816/mo (50% DSR)

Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,685 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
B
Saleable Area
1,215 ft²
Gross Area
1,846 ft²
Efficiency
66%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2017-07-14 HK$26.38M +64.9%
8.3y
2009-04-28 HK$16.00M −13.5%
2007-10-26 HK$18.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 6 min walk · 418 m
Education
57
schools within 1 km (15 within 500 m)
Daily convenience
93
within 1 km (16 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
86
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Yau Ma Tei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 57 schools within a 1 km walk.

Everyday convenience — 93 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 86 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com