▼ 0.50% · 3.625%
HK$22,322
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,016
−HK$706/mo
Today · 4.125%
HK$23,722
baseline
▲ 0.50% · 4.625%
HK$25,165
+HK$1,443/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,444/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,833
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,499
−HK$676/mo
Today · 4.125%
HK$26,175
baseline
▲ 0.50% · 4.625%
HK$27,554
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,350/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,554
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,318
−HK$776/mo
Today · 4.125%
HK$26,094
baseline
▲ 0.50% · 4.625%
HK$27,682
+HK$1,588/mo
Deposit HK$4.41M · loan HK$5.38M · min. income ≈ HK$52,188/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,316
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,049
−HK$743/mo
Today · 4.125%
HK$28,792
baseline
▲ 0.50% · 4.625%
HK$30,310
+HK$1,518/mo
Deposit HK$4.41M · loan HK$5.38M · min. income ≈ HK$57,584/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,787
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,620
−HK$846/mo
Today · 4.125%
HK$28,466
baseline
▲ 0.50% · 4.625%
HK$30,198
+HK$1,732/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$56,932/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,800
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,599
−HK$811/mo
Today · 4.125%
HK$31,410
baseline
▲ 0.50% · 4.625%
HK$33,065
+HK$1,655/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$62,820/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,019
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,921
−HK$917/mo
Today · 4.125%
HK$30,838
baseline
▲ 0.50% · 4.625%
HK$32,715
+HK$1,877/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$61,676/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,283
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,149
−HK$878/mo
Today · 4.125%
HK$34,027
baseline
▲ 0.50% · 4.625%
HK$35,821
+HK$1,794/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$68,054/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,251
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,223
−HK$988/mo
Today · 4.125%
HK$33,211
baseline
▲ 0.50% · 4.625%
HK$35,231
+HK$2,020/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,422/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,766
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,699
−HK$946/mo
Today · 4.125%
HK$36,645
baseline
▲ 0.50% · 4.625%
HK$38,576
+HK$1,931/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,290/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,483
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,525
−HK$1,058/mo
Today · 4.125%
HK$35,583
baseline
▲ 0.50% · 4.625%
HK$37,748
+HK$2,165/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,166/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,250
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,249
−HK$1,013/mo
Today · 4.125%
HK$39,262
baseline
▲ 0.50% · 4.625%
HK$41,332
+HK$2,070/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,524/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,715
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,826
−HK$1,129/mo
Today · 4.125%
HK$37,955
baseline
▲ 0.50% · 4.625%
HK$40,264
+HK$2,309/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,910/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,733
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,799
−HK$1,081/mo
Today · 4.125%
HK$41,880
baseline
▲ 0.50% · 4.625%
HK$44,087
+HK$2,207/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,760/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,948
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,128
−HK$1,199/mo
Today · 4.125%
HK$40,327
baseline
▲ 0.50% · 4.625%
HK$42,781
+HK$2,454/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,654/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,216
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,348
−HK$1,149/mo
Today · 4.125%
HK$44,497
baseline
▲ 0.50% · 4.625%
HK$46,843
+HK$2,346/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$88,994/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,180
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,430
−HK$1,269/mo
Today · 4.125%
HK$42,699
baseline
▲ 0.50% · 4.625%
HK$45,298
+HK$2,599/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,398/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,700
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,898
−HK$1,217/mo
Today · 4.125%
HK$47,115
baseline
▲ 0.50% · 4.625%
HK$49,598
+HK$2,483/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,230/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,929 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).