Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$611K, with repayments around HK$26,633/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$611K · loan HK$5.50M · min. income ≈ HK$53,266/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$145,579 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 108 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 94 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- D
- Saleable Area
- 391 Saleable ft²
- Gross Area
- 585 ft²
- Efficiency
- 67%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-10 | HK$5.20M | −22.4% 3.7y · −6.0%/yr |
| 2021-05-17 | HK$6.70M | +13.6% 4.0y · 3.0%/yr |
| 2017-05-11 | HK$5.90M | +55.3% 4.6y · 12.0%/yr |
| 2012-10-04 | HK$3.80M | +31.9% |
| 2008-02-05 | HK$2.88M | — |