▼ 0.50% · 3.625%
HK$22,430
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,128
−HK$709/mo
Today · 4.125%
HK$23,837
baseline
▲ 0.50% · 4.625%
HK$25,287
+HK$1,450/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,674/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,954
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,623
−HK$679/mo
Today · 4.125%
HK$26,302
baseline
▲ 0.50% · 4.625%
HK$27,688
+HK$1,386/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,604/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,673
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,441
−HK$780/mo
Today · 4.125%
HK$26,221
baseline
▲ 0.50% · 4.625%
HK$27,816
+HK$1,595/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$52,442/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,449
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,185
−HK$747/mo
Today · 4.125%
HK$28,932
baseline
▲ 0.50% · 4.625%
HK$30,457
+HK$1,525/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$57,864/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,917
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,754
−HK$850/mo
Today · 4.125%
HK$28,604
baseline
▲ 0.50% · 4.625%
HK$30,345
+HK$1,741/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,208/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,944
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,747
−HK$815/mo
Today · 4.125%
HK$31,562
baseline
▲ 0.50% · 4.625%
HK$33,226
+HK$1,664/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,124/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,160
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,067
−HK$921/mo
Today · 4.125%
HK$30,988
baseline
▲ 0.50% · 4.625%
HK$32,874
+HK$1,886/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$61,976/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,440
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,310
−HK$882/mo
Today · 4.125%
HK$34,192
baseline
▲ 0.50% · 4.625%
HK$35,995
+HK$1,803/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$68,384/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,403
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,379
−HK$993/mo
Today · 4.125%
HK$33,372
baseline
▲ 0.50% · 4.625%
HK$35,402
+HK$2,030/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,744/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,935
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,872
−HK$951/mo
Today · 4.125%
HK$36,823
baseline
▲ 0.50% · 4.625%
HK$38,764
+HK$1,941/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,646/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,646
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,692
−HK$1,064/mo
Today · 4.125%
HK$35,756
baseline
▲ 0.50% · 4.625%
HK$37,931
+HK$2,175/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,512/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,430
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,434
−HK$1,019/mo
Today · 4.125%
HK$39,453
baseline
▲ 0.50% · 4.625%
HK$41,532
+HK$2,079/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,906/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,889
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$37,005
−HK$1,134/mo
Today · 4.125%
HK$38,139
baseline
▲ 0.50% · 4.625%
HK$40,460
+HK$2,321/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$76,278/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,926
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,997
−HK$1,086/mo
Today · 4.125%
HK$42,083
baseline
▲ 0.50% · 4.625%
HK$44,301
+HK$2,218/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$84,166/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,132
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,318
−HK$1,205/mo
Today · 4.125%
HK$40,523
baseline
▲ 0.50% · 4.625%
HK$42,989
+HK$2,466/mo
Deposit HK$1.48M · loan HK$8.36M · min. income ≈ HK$81,046/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,421
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,559
−HK$1,154/mo
Today · 4.125%
HK$44,713
baseline
▲ 0.50% · 4.625%
HK$47,070
+HK$2,357/mo
Deposit HK$1.48M · loan HK$8.36M · min. income ≈ HK$89,426/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,375
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,631
−HK$1,276/mo
Today · 4.125%
HK$42,907
baseline
▲ 0.50% · 4.625%
HK$45,517
+HK$2,610/mo
Deposit HK$984K · loan HK$8.85M · min. income ≈ HK$85,814/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,917
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,121
−HK$1,222/mo
Today · 4.125%
HK$47,343
baseline
▲ 0.50% · 4.625%
HK$49,839
+HK$2,496/mo
Deposit HK$984K · loan HK$8.85M · min. income ≈ HK$94,686/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,681 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).