31/F A
in Metro Harbour View Phase II METRO HARBOUR VIEW PHASE 2 TOWER 9
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$635K, with repayments around HK$27,676/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$635K · loan HK$5.71M · min. income ≈ HK$55,352/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$169,510 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 93 schools within a 1 km walk.
Everyday convenience — 143 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 97 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- A
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 499 ft²
- Efficiency
- 74%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-11 | HK$6.90M | +42.3% 3.5y · 12.0%/yr |
| 2016-06-22 | HK$4.85M | +31.1% 3.9y · 8.0%/yr |
| 2012-07-17 | HK$3.70M | +66.7% |
| 2009-06-24 | HK$2.22M | +29.1% |
| 2004-04-22 | HK$1.72M | — |