▼ 0.50% · 3.625%
HK$22,131
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,819
−HK$700/mo
Today · 4.125%
HK$23,519
baseline
▲ 0.50% · 4.625%
HK$24,950
+HK$1,431/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,038/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,620
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,281
−HK$669/mo
Today · 4.125%
HK$25,950
baseline
▲ 0.50% · 4.625%
HK$27,318
+HK$1,368/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,900/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,344
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,101
−HK$769/mo
Today · 4.125%
HK$25,870
baseline
▲ 0.50% · 4.625%
HK$27,445
+HK$1,575/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,740/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,082
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,809
−HK$736/mo
Today · 4.125%
HK$28,545
baseline
▲ 0.50% · 4.625%
HK$30,050
+HK$1,505/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,090/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,557
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,383
−HK$839/mo
Today · 4.125%
HK$28,222
baseline
▲ 0.50% · 4.625%
HK$29,940
+HK$1,718/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,444/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,544
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,337
−HK$803/mo
Today · 4.125%
HK$31,140
baseline
▲ 0.50% · 4.625%
HK$32,782
+HK$1,642/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,280/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,770
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,665
−HK$909/mo
Today · 4.125%
HK$30,574
baseline
▲ 0.50% · 4.625%
HK$32,434
+HK$1,860/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,148/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,006
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,865
−HK$871/mo
Today · 4.125%
HK$33,736
baseline
▲ 0.50% · 4.625%
HK$35,514
+HK$1,778/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,472/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,983
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,947
−HK$979/mo
Today · 4.125%
HK$32,926
baseline
▲ 0.50% · 4.625%
HK$34,929
+HK$2,003/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,852/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,468
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,393
−HK$938/mo
Today · 4.125%
HK$36,331
baseline
▲ 0.50% · 4.625%
HK$38,246
+HK$1,915/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,662/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,196
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,229
−HK$1,049/mo
Today · 4.125%
HK$35,278
baseline
▲ 0.50% · 4.625%
HK$37,424
+HK$2,146/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,556/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,930
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,921
−HK$1,005/mo
Today · 4.125%
HK$38,926
baseline
▲ 0.50% · 4.625%
HK$40,977
+HK$2,051/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,852/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,409
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,511
−HK$1,119/mo
Today · 4.125%
HK$37,630
baseline
▲ 0.50% · 4.625%
HK$39,919
+HK$2,289/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,260/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,392
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,449
−HK$1,072/mo
Today · 4.125%
HK$41,521
baseline
▲ 0.50% · 4.625%
HK$43,709
+HK$2,188/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$83,042/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,622
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,793
−HK$1,189/mo
Today · 4.125%
HK$39,982
baseline
▲ 0.50% · 4.625%
HK$42,414
+HK$2,432/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,964/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,854
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,977
−HK$1,139/mo
Today · 4.125%
HK$44,116
baseline
▲ 0.50% · 4.625%
HK$46,441
+HK$2,325/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,232/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,835
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,074
−HK$1,259/mo
Today · 4.125%
HK$42,333
baseline
▲ 0.50% · 4.625%
HK$44,909
+HK$2,576/mo
Deposit HK$971K · loan HK$8.73M · min. income ≈ HK$84,666/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,316
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,505
−HK$1,206/mo
Today · 4.125%
HK$46,711
baseline
▲ 0.50% · 4.625%
HK$49,173
+HK$2,462/mo
Deposit HK$971K · loan HK$8.73M · min. income ≈ HK$93,422/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,538 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).