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At today's rate and a 90% mortgage, the deposit on this unit is about HK$400K, with repayments around HK$17,427/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$400K · loan HK$3.60M · min. income ≈ HK$34,854/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 4
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 438 ft²
- Efficiency
- 73%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-28 | HK$3.85M | −23.0% 3.1y · −7.0%/yr |
| 2021-12-16 | HK$5.00M | +105.8% 10.7y · 10.0%/yr |
| 2011-03-31 | HK$2.43M | +47.3% |
| 2008-02-27 | HK$1.65M | +32.0% |
| 2005-10-21 | HK$1.25M | +5.0% |
| 2005-06-14 | HK$1.19M | +124.5% |
| 2001-09-28 | HK$530K | −59.2% |
| 2000-12-21 | HK$1.30M | −15.0% |
| 1999-03-27 | HK$1.53M | −9.5% |
| 1997-01-30 | HK$1.69M | — |