▼ 0.50% · 3.625%
HK$3,371
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,475
−HK$107/mo
Today · 4.125%
HK$3,582
baseline
▲ 0.50% · 4.625%
HK$3,800
+HK$218/mo
Deposit HK$739K · loan HK$739K · min. income ≈ HK$7,164/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,750
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,850
−HK$102/mo
Today · 4.125%
HK$3,952
baseline
▲ 0.50% · 4.625%
HK$4,161
+HK$209/mo
Deposit HK$739K · loan HK$739K · min. income ≈ HK$7,904/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,708
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,823
−HK$117/mo
Today · 4.125%
HK$3,940
baseline
▲ 0.50% · 4.625%
HK$4,180
+HK$240/mo
Deposit HK$665K · loan HK$813K · min. income ≈ HK$7,880/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,125
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,235
−HK$113/mo
Today · 4.125%
HK$4,348
baseline
▲ 0.50% · 4.625%
HK$4,577
+HK$229/mo
Deposit HK$665K · loan HK$813K · min. income ≈ HK$8,696/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,045
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,170
−HK$128/mo
Today · 4.125%
HK$4,298
baseline
▲ 0.50% · 4.625%
HK$4,560
+HK$262/mo
Deposit HK$591K · loan HK$887K · min. income ≈ HK$8,596/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,500
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,620
−HK$123/mo
Today · 4.125%
HK$4,743
baseline
▲ 0.50% · 4.625%
HK$4,993
+HK$250/mo
Deposit HK$591K · loan HK$887K · min. income ≈ HK$9,486/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,382
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,518
−HK$138/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,940
+HK$284/mo
Deposit HK$517K · loan HK$961K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,005
−HK$133/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,409
+HK$271/mo
Deposit HK$517K · loan HK$961K · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,719
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,866
−HK$149/mo
Today · 4.125%
HK$5,015
baseline
▲ 0.50% · 4.625%
HK$5,320
+HK$305/mo
Deposit HK$443K · loan HK$1.03M · min. income ≈ HK$10,030/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,250
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,390
−HK$143/mo
Today · 4.125%
HK$5,533
baseline
▲ 0.50% · 4.625%
HK$5,825
+HK$292/mo
Deposit HK$443K · loan HK$1.03M · min. income ≈ HK$11,066/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,056
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,213
−HK$160/mo
Today · 4.125%
HK$5,373
baseline
▲ 0.50% · 4.625%
HK$5,700
+HK$327/mo
Deposit HK$370K · loan HK$1.11M · min. income ≈ HK$10,746/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,625
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,775
−HK$153/mo
Today · 4.125%
HK$5,928
baseline
▲ 0.50% · 4.625%
HK$6,241
+HK$313/mo
Deposit HK$370K · loan HK$1.11M · min. income ≈ HK$11,856/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,393
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,561
−HK$170/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,080
+HK$349/mo
Deposit HK$296K · loan HK$1.18M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,000
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,160
−HK$164/mo
Today · 4.125%
HK$6,324
baseline
▲ 0.50% · 4.625%
HK$6,657
+HK$333/mo
Deposit HK$296K · loan HK$1.18M · min. income ≈ HK$12,648/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,730
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,908
−HK$181/mo
Today · 4.125%
HK$6,089
baseline
▲ 0.50% · 4.625%
HK$6,460
+HK$371/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$12,178/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,375
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,545
−HK$174/mo
Today · 4.125%
HK$6,719
baseline
▲ 0.50% · 4.625%
HK$7,073
+HK$354/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$13,438/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,067
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,256
−HK$191/mo
Today · 4.125%
HK$6,447
baseline
▲ 0.50% · 4.625%
HK$6,840
+HK$393/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$12,894/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,749
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,931
−HK$183/mo
Today · 4.125%
HK$7,114
baseline
▲ 0.50% · 4.625%
HK$7,489
+HK$375/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$14,228/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).