Skip to content
Crescira AVM · estimated value Medium confidence
HK$4.13M
≈ HK$12,995 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$413K, with repayments around HK$18,025/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,961
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,489
−HK$536/mo
Today · 4.125%
HK$18,025
baseline
▲ 0.50% · 4.625%
HK$19,122
+HK$1,097/mo

Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,050/mo (50% DSR)

Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$26,579 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
14/F
Flat
B
Saleable Area
318 ft²
Gross Area
460 ft²
Efficiency
69%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2020-01-21 HK$5.10M +41.7%
3.6y
2016-07-22 HK$3.60M +80.0%
5.9y
2010-08-04 HK$2.00M +4.2%
2010-05-26 HK$1.92M +19.3%
1995-07-26 HK$1.61M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 5 min walk · 353 m
Education
68
schools within 1 km (15 within 500 m)
Daily convenience
101
within 1 km (54 within 500 m)
Health
22
hospitals/clinics within 1 km
Recreation
83
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Yau Ma Tei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 68 schools within a 1 km walk.

Everyday convenience — 101 shopping and daily-needs spots nearby.

Healthcare close by — 22 hospitals/clinics within 1 km.

Green space & leisure — 83 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com