▼ 0.50% · 3.625%
HK$4,044
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,170
−HK$128/mo
Today · 4.125%
HK$4,298
baseline
▲ 0.50% · 4.625%
HK$4,559
+HK$261/mo
Deposit HK$887K · loan HK$887K · min. income ≈ HK$8,596/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,499
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,620
−HK$122/mo
Today · 4.125%
HK$4,742
baseline
▲ 0.50% · 4.625%
HK$4,992
+HK$250/mo
Deposit HK$887K · loan HK$887K · min. income ≈ HK$9,484/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,449
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,587
−HK$141/mo
Today · 4.125%
HK$4,728
baseline
▲ 0.50% · 4.625%
HK$5,015
+HK$287/mo
Deposit HK$798K · loan HK$975K · min. income ≈ HK$9,456/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,949
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,082
−HK$135/mo
Today · 4.125%
HK$5,217
baseline
▲ 0.50% · 4.625%
HK$5,492
+HK$275/mo
Deposit HK$798K · loan HK$975K · min. income ≈ HK$10,434/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$154/mo
Today · 4.125%
HK$5,158
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$313/mo
Deposit HK$709K · loan HK$1.06M · min. income ≈ HK$10,316/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$147/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$5,991
+HK$300/mo
Deposit HK$709K · loan HK$1.06M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,258
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,421
−HK$166/mo
Today · 4.125%
HK$5,587
baseline
▲ 0.50% · 4.625%
HK$5,927
+HK$340/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$11,174/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,849
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,006
−HK$159/mo
Today · 4.125%
HK$6,165
baseline
▲ 0.50% · 4.625%
HK$6,490
+HK$325/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$12,330/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,662
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,838
−HK$179/mo
Today · 4.125%
HK$6,017
baseline
▲ 0.50% · 4.625%
HK$6,383
+HK$366/mo
Deposit HK$532K · loan HK$1.24M · min. income ≈ HK$12,034/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,299
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,468
−HK$171/mo
Today · 4.125%
HK$6,639
baseline
▲ 0.50% · 4.625%
HK$6,989
+HK$350/mo
Deposit HK$532K · loan HK$1.24M · min. income ≈ HK$13,278/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,066
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,255
−HK$192/mo
Today · 4.125%
HK$6,447
baseline
▲ 0.50% · 4.625%
HK$6,839
+HK$392/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$12,894/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,749
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,930
−HK$184/mo
Today · 4.125%
HK$7,114
baseline
▲ 0.50% · 4.625%
HK$7,489
+HK$375/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$14,228/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,471
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,672
−HK$205/mo
Today · 4.125%
HK$6,877
baseline
▲ 0.50% · 4.625%
HK$7,295
+HK$418/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$13,754/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,199
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,392
−HK$196/mo
Today · 4.125%
HK$7,588
baseline
▲ 0.50% · 4.625%
HK$7,988
+HK$400/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$15,176/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,875
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,089
−HK$218/mo
Today · 4.125%
HK$7,307
baseline
▲ 0.50% · 4.625%
HK$7,751
+HK$444/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,614/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,649
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,854
−HK$208/mo
Today · 4.125%
HK$8,062
baseline
▲ 0.50% · 4.625%
HK$8,487
+HK$425/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,124/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,280
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,506
−HK$230/mo
Today · 4.125%
HK$7,736
baseline
▲ 0.50% · 4.625%
HK$8,207
+HK$471/mo
Deposit HK$177K · loan HK$1.60M · min. income ≈ HK$15,472/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,099
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,316
−HK$220/mo
Today · 4.125%
HK$8,536
baseline
▲ 0.50% · 4.625%
HK$8,986
+HK$450/mo
Deposit HK$177K · loan HK$1.60M · min. income ≈ HK$17,072/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).