▼ 0.50% · 3.625%
HK$3,230
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,331
−HK$102/mo
Today · 4.125%
HK$3,433
baseline
▲ 0.50% · 4.625%
HK$3,642
+HK$209/mo
Deposit HK$708K · loan HK$708K · min. income ≈ HK$6,866/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,594
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,690
−HK$98/mo
Today · 4.125%
HK$3,788
baseline
▲ 0.50% · 4.625%
HK$3,987
+HK$199/mo
Deposit HK$708K · loan HK$708K · min. income ≈ HK$7,576/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,553
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,664
−HK$112/mo
Today · 4.125%
HK$3,776
baseline
▲ 0.50% · 4.625%
HK$4,006
+HK$230/mo
Deposit HK$637K · loan HK$779K · min. income ≈ HK$7,552/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,953
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,059
−HK$108/mo
Today · 4.125%
HK$4,167
baseline
▲ 0.50% · 4.625%
HK$4,386
+HK$219/mo
Deposit HK$637K · loan HK$779K · min. income ≈ HK$8,334/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,876
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,997
−HK$122/mo
Today · 4.125%
HK$4,119
baseline
▲ 0.50% · 4.625%
HK$4,370
+HK$251/mo
Deposit HK$567K · loan HK$850K · min. income ≈ HK$8,238/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,312
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,428
−HK$117/mo
Today · 4.125%
HK$4,545
baseline
▲ 0.50% · 4.625%
HK$4,785
+HK$240/mo
Deposit HK$567K · loan HK$850K · min. income ≈ HK$9,090/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,199
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,330
−HK$133/mo
Today · 4.125%
HK$4,463
baseline
▲ 0.50% · 4.625%
HK$4,734
+HK$271/mo
Deposit HK$496K · loan HK$921K · min. income ≈ HK$8,926/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,672
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,797
−HK$127/mo
Today · 4.125%
HK$4,924
baseline
▲ 0.50% · 4.625%
HK$5,184
+HK$260/mo
Deposit HK$496K · loan HK$921K · min. income ≈ HK$9,848/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,522
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,663
−HK$143/mo
Today · 4.125%
HK$4,806
baseline
▲ 0.50% · 4.625%
HK$5,098
+HK$292/mo
Deposit HK$425K · loan HK$992K · min. income ≈ HK$9,612/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,031
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,166
−HK$137/mo
Today · 4.125%
HK$5,303
baseline
▲ 0.50% · 4.625%
HK$5,582
+HK$279/mo
Deposit HK$425K · loan HK$992K · min. income ≈ HK$10,606/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,845
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,996
−HK$153/mo
Today · 4.125%
HK$5,149
baseline
▲ 0.50% · 4.625%
HK$5,463
+HK$314/mo
Deposit HK$354K · loan HK$1.06M · min. income ≈ HK$10,298/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,390
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$147/mo
Today · 4.125%
HK$5,682
baseline
▲ 0.50% · 4.625%
HK$5,981
+HK$299/mo
Deposit HK$354K · loan HK$1.06M · min. income ≈ HK$11,364/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,168
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,329
−HK$164/mo
Today · 4.125%
HK$5,493
baseline
▲ 0.50% · 4.625%
HK$5,827
+HK$334/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$10,986/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,750
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,904
−HK$156/mo
Today · 4.125%
HK$6,060
baseline
▲ 0.50% · 4.625%
HK$6,380
+HK$320/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$12,120/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,491
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,662
−HK$174/mo
Today · 4.125%
HK$5,836
baseline
▲ 0.50% · 4.625%
HK$6,191
+HK$355/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$11,672/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,109
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,273
−HK$166/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$340/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,814
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,995
−HK$184/mo
Today · 4.125%
HK$6,179
baseline
▲ 0.50% · 4.625%
HK$6,555
+HK$376/mo
Deposit HK$142K · loan HK$1.27M · min. income ≈ HK$12,358/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,469
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,642
−HK$176/mo
Today · 4.125%
HK$6,818
baseline
▲ 0.50% · 4.625%
HK$7,177
+HK$359/mo
Deposit HK$142K · loan HK$1.27M · min. income ≈ HK$13,636/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).